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What State Has The Cheapest Commercial Truck Insurance 2023

What State Has The Cheapest Commercial Truck Insurance 2023

We went digging to figure out what state has the cheapest commercial truck insurance in 2023 and noticed a few things:

Each state sets its minimum commercial truck insurance law requirements based on different factors affecting the insurance rates offered per state.

Insurance providers use different criteria to determine their truck insurance premiums. But there are a few steps you can take to find an insurance provider with the cheapest commercial truck insurance rates.

Read on for our findings on the state with the most affordable truck insurance. We’ll also share how to find cheap truck insurance to help you save money.

What State Has The Cheapest Commercial Truck Insurance

From our findings, the state with the cheapest commercial truck insurance is Mississippi.
In Mississippi, commercial truck insurance costs about $3,552 per year for local commercial truck drivers or owner-operators. If you operate across states, Mississippi’s average insurance cost increases to nearly $4,664 per year.

Still, it’s cheaper than in other states. Local trucking entrepreneurs in California pay around $11,834 per year, while interstate owner-operators pay approximately $14,041.

Meaning local and interstate owner-operators in Mississippi save about $8282 and $9377 in premium costs per year, respectively, compared to their counterparts in California.

This shows you can save tens of thousands of dollars in insurance premium costs by operating from states with affordable insurance costs.

Here is a summary of the top 5 states with the cheapest commercial truck insurance rates and the most expensive states for you to see the cost difference.


Top 5 States With The Cheapest Commercial Truck Insurance Costs

1. Mississippi

Average local truck insurance rates: $3, 552
Average national truck insurance rates: $4,664

2. Wyoming

Average local truck insurance rates: $4.927
Average national truck insurance rates: $7,149

3. Massachusetts

Average local truck insurance: $5,447
Average national truck insurance rates: $17,017

4. Iowa

Average local truck insurance: $5,615
Average national truck insurance rates: $8,866

5. Arizona

Average local truck insurance: $6,102
Average national truck insurance rates: $11,797

Top 5 States with the Most Expensive Commercial Truck Insurance Costs

1. New Jersey

Average local truck insurance rates: $20,763
Average national truck insurance rates: $20,255

2. Louisiana

Average local truck insurance rates: $19,736
Average national truck insurance rates: $23,453

3. Delaware

Average local truck insurance rates: $17,351
Average national truck insurance rates: $19,670

4. New York

Average local truck insurance rates: $16,949
Average national truck insurance rates: $17,585

5. Connecticut

Average local truck insurance rates: $16,946
Average national truck insurance rates: $17,004

From these comparisons, you can quickly tell the states to avoid, especially if you’re a new commercial truck driver looking to start your trucking business. Remember that these are the average insurance costs.

In Mississippi, the top state with the lowest insurance rates, the amount you’ll pay depends on two major factors:

  • State minimum requirements
  • How much coverage you get

What are the State Requirements of Commercial Truck Insurance in Mississippi?

Mississippi state law requires owner-operators to get minimum liability insurance premiums based on the type of freight they carry and where they carry it.

For example, owner-operators working within the state, that carry household goods must have a minimum of $300,000 commercial trucking insurance. While there is a $1,000,000 minimum for oil transport.

The requirements might be more extensive if you’re an owner-operator working interstate. You’ll have to meet the above and comply with other commercial auto insurance requirements by the federal government.

Check out the Federal Motor Carrier Safety Administration (FMCSA)’s insurance policy requirements for commercial trucks to understand which commercial truck insurance applies to you.

Mississippi State Minimums Amounts Payable by Insurers

Mississippi state law sets the minimum amount insurance companies must pay as compensation when trucking accidents occur. All auto insurance policies in the state must have a 25/50/25 minimum liability coverage limit. This means paying a minimum of:

  • $25,000 bodily injury liability for each person injured during trucking accidents involving your commercial trucks
  • $50,000 in bodily injury liability per trucking accident, and
  • $25,000 property damage liability

For adequate protection, it’s advisable to go for an insurance policy with higher coverage limits. Also, consider going for different types of truck insurance coverage suitable to your trucking business to cushion yourself from various costly claims.

What Insurance Coverage Options Does Mississippi Offer?

Primary Liability Insurance Coverage

Primary liability coverage is the most basic commercial trucking insurance required by all federal and state laws. It combines two different types of commercial trucking insurance into one – property damage liability and bodily injury liability.

Physical Damage Insurance

Physical damage insurance is comprehensive. It includes collision coverage, which pays for commercial truck repairs in case of collision damage, and coverage for damages from other incidents, such as vandalism. It’s essential liability insurance to have, although it’s not legally required, like primary liability coverage.

Non-trucking Liability Coverage

Non-trucking liability coverage protects your commercial truck if it causes injuries or damages property when out on personal or non-work-related errands. It’s different from personal auto insurance, which is insurance coverage for personal or non-commercial vehicles.

Cargo Insurance

Cargo insurance coverage compensates when the goods you haul get lost or damaged in transit. FMCSA does not require a motor carrier to have this type of semi-truck insurance. However, most for-hire interstate commercial trucking companies require autonomous truck drivers to purchase cargo insurance before hiring trucks.

Overall, each commercial trucking insurance option comes with its cost, and how much coverage you choose affects your total insurance cost. A trucker who gets a commercial truck insurance policy offering primary liability coverage will pay less than another who chooses more coverage options.


How To Find Cheap Truck Insurance

It’s unlikely that two trucking companies will pay the exact insurance costs even if they both operate in the same state and choose the same coverage options.

Different insurance companies consider various factors when setting their rates. A trucking business with high credit scores and experienced drivers with clean driving records will qualify for cheap trucking insurance from multiple insurance companies. In contrast, a similar trucking business with inexperienced truck drivers and low credit won’t.

To find cheap truck insurance, compare quotes from different insurance companies. Get help from a licensed insurance agent. Qualified insurance agents can help you identify the best insurance providers following your business needs and the type of contracts you plan to get.

Most licensed insurance agents are also aware of ongoing offers and discounts and can help you get the lowest insurance costs possible.

You can find the best commercial truck insurance agents close to you by doing a quick Google search and typing in your state and city. You’ll get a list of recommendations to start with. Ensure you read reviews of insurance agents that stand out to settle on the best one.

Conclusion

Commercial truck insurance takes different forms in different states, but if too costly it might affect your profit margins.

We’ve answered the question: What state has the cheapest commercial truck insurance? We’ve also shown you how to find the most affordable trucking insurance provider.

But remember, the cheapest state may not always be the best state for truckers. There’s a difference between the two. To learn more about this, head over to the Mission Financial Services blog.

The Dangers of Distracted Driving: How You Can Help

Tips for Avoiding Distracted Driving

It’s officially Distracted Driving Awareness Month. Throughout the month of April, different organizations unite to help drivers safely reach their destinations by encouraging them to remain focused behind the wheel. According to a recent study by the National Highway Transportation Administration (NHTSA), 3,142 people were fatally injured due to distracted driving. 

Distracted driving affects hundreds of people every single day. And what many people don’t know is how it can impact heavy-duty truck drivers. This Distracted Driving Awareness Month, we encourage you to put down your phone, follow the speed limit, and eliminate distractions. In this blog, we will tell you everything you need to know about distracted driving and tips on how to eliminate distractions from your daily commute.

Facts about distracted driving

While answering the phone, eating a quick snack, or jamming to your favorite song may seem harmless, they can have critical consequences when done behind the wheel. When studied, researchers found that reading a text message for five seconds while traveling at a speed of 55 mph is equivalent to driving the length of a football field with your eyes closed.

Need more reasons to eliminate distractions from your drivetime? 

Here are a few facts about distracted driving:

  • A 2020 study done by the NHTSA found that 7% of all fatal crashes in 2019 were caused by or related to distracted driving.
  • Another NHTSA study found that 8% of fatal crashes, 15% of injury crashes, and 14% of all police-reported traffic accidents were distraction-affected crashes. Overall, approximately 400,000 people were injured, and 2,841 people died.
  • The NHTSA reported that 1 out of every 5 people killed by a distracted driver was not in a vehicle (walking, jogging, biking, etc.) at the time of the accident.
  • The CDC found that drivers between 15 and 19 were more likely to drive distracted than drivers 20 years of age and older. And 9% of all teen drivers who died in vehicular accidents were involved in distraction-affected crashes.
  • According to the IIHS, the fatal crash rate is three times greater for teen drivers.
  • The AAA Foundation for Traffic Safety found that driver distraction is the cause of more than 58% of crashes involving teen drivers.
  • A research study from Cambridge Mobile Telematics showed that distracted driving habits occurred in more than 36% of all trips across the United States.

The risks are even higher when a truck driver is distracted at the wheel. In fact, “distracted truck driving is more likely to result in fatalities than other types of automotive accidents.” This is because the weight and force of heavy-duty vehicles are much greater than that of a standard passenger vehicle, making them more dangerous in the event of a collision. That is why truck drivers must do their part in eliminating distractions from their drive.

3 types of distracted driving

Over the years, experts in traffic safety have classified distractions into three main categories: Cognitive, Manual, and Visual. If you’ve ever been driving and started thinking about a conversation you had earlier that day or your mental to-do list, you’ve had a cognitive distraction. By definition, a cognitive distraction is when your thoughts distract you from the task of driving. A manual distraction is when you remove your hands from the steering wheel. For example, eating a sandwich or rummaging through your bag is considered a manual distraction. A visual distraction happens when your eyes are not on the road. For instance, if you apply makeup or search for something in your vehicle, you are driving while visually distracted. 

Using your phone while driving, including texting or reading messages, combines all three categories of distractions. The University of Utah found that those who use their phones while driving are 5.36 times more likely to get into an accident than undistracted drivers. The university also found that those who text and drive are comparable to people who drive with a blood-alcohol concentration of 0.08%. For truckers, texting while driving increases your risk of crashing by 23 times, according to Virginia Technical Transportation Institute.

Tips for avoiding distractions

Now that you have all the information about distracted driving, it’s time to help put an end to it. Putting a stop to distracted driving starts with you.

Here are some tips for remaining focused while driving:

  • Don’t eat and drive. Eating will take your hands off the steering wheel and your attention away from driving. If you’re traveling and want a quick bite to eat, find somewhere safe to park and enjoy your break from driving.
  • Put your phone away. Use ‘Do Not Disturb’ or ‘Driving Mode’ to disable incoming messages, calls, and notifications. Placing your phone in your bag or glove box will also help eliminate your temptation to use it. 
  • Just focus. Avoid multitasking by setting your GPS, picking out your music, and making calls or sending texts before you start driving.
  • Keep your music low. Loud music could prevent you from hearing emergency vehicles and CB warnings.
  • Properly secure your belongings. Items falling throughout the vehicle could distract you from the road ahead. Before you take off, secure loose objects and belongings properly.
  • Get plenty of rest. Being tired could cause you to be unalert or fall asleep behind the wheel.

Observe Distracted Driving Awareness Month

Observe Distracted Driving Awareness Month by:

  • Taking the pledge to end distracted driving.
  • Supporting campaigns developed by the National Highway Traffic Safety Administration and National Safety Council, as well as state, county, and local law enforcement agencies.

Using the hashtag #DistractedDrivingAwarenessMonth when posting on social media this month.

For more articles about driver safety, click here!

Women in the Trucking Industry

It’s officially Women’s History Month! And while women in the trucking industry is nothing new, there has definitely been an increase in the number of females entering the field that has traditionally been male-dominated. 

So, in honor of this month, and International Women’s Day on March 8, we have developed the ultimate trucking guide for women to encourage and aid the industry’s future drivers. This guide will go over how to get started, why more women should enter the field, and why “hiring women drivers is a viable and responsible option for reducing the driver shortage and boosting profitability.”

How to get started as a truck driver

Before starting your career as a truck driver, you will need to obtain proper training and necessary certifications, including a Commercial Driver’s License (CDL) or Commercial Motor Vehicle (CMV) license and certificate. To acquire these licenses, you’ll need to complete driving school. However, each state is different, so it’s essential to research your state’s requirements for certification. 

Trucking education and coaching/mentor programs are designed to prepare you for the road ahead and assist you in finding the right job within the industry. Some resources that will help you begin your journey to becoming a driver include:

  • LeadHERtrucking from Women in Trucking (WIT); 
  • Engage Mentor Match through WIT;
  • The Women in Trucking Foundation (WITF) Scholarship
  • WIT Professional Development Certification Training

Once you’ve completed your education and training, it’s time to look for opportunities at companies that are reputable and a good fit for you. 

When it comes to finding a job in the trucking industry, your mentor or trainer may be able to place you in a position that is right for you. However, if you find yourself searching on your own, you can try browsing job boards, bulletins, or company career sites. When vetting these potential workplaces, it’s vital to look for female-specific training options, positive reviews on sites like Glassdoor, a clean track record, and pictures of female drivers on their website.

What makes truck driving a great career for women?

Being a truck driver comes with its fair share of perks that make it a great career choice for women looking to be financially secure and independent, including:

  • Accessible opportunities
  • Competitive salaries
  • Flexible scheduling
  • Full employer benefits
  • Professional training opportunities
  • Thriving freelance market
  • Variety of available jobs and career paths to choose from

Unlike most jobs, truck driving offers reliable income. Plus, it gives drivers the chance to work in an environment free of micromanagement with plenty of opportunities to use unique problem-solving skills. Being a truck driver also allows you to avoid the highly repetitive workforce that most women are corralled into.

Why do women make great truck drivers?

Not only are more and more women becoming interested in truck driving jobs, but recruiters are noticing studies and statistics that prove just how essential women truck drivers are to the industry. 

Here are just 3 of the reasons why women make excellent drivers:

1. Lower driver turnover 

Driver turnover for large fleets typically runs in the 90th percentile, according to the American Trucking Associations (ATA). However, the driver retention rate for women is much higher, meaning women are more likely to remain with one trucking company for a longer period of time than men. The ability to retain truck drivers allows carriers to avoid turnover and retraining costs, which can be quite expensive and time-consuming.

2. Fewer accidents

Despite the stereotypes, women truck drivers, statistically, are involved in fewer accidents, including rollovers and rear-end collisions. Carriers looking to “boost their profits by curtailing insurance and litigation costs should take note of the reliability and safety records being compiled by women in the truck driving workforce.”

3. Higher mileage 

On average, women in trucking tend to log more miles than men. When drivers are able to keep their wheels turning for longer periods of time, they are able to earn more money for themselves and their employer.

4 tips for women truck drivers

1. Network, Network, Network.

One of the many beauties of being a truck driver is gaining access to the large and strong community of fellow drivers. This network of people is always willing to guide and support new drivers, so take full advantage of the wealth of knowledge and experience they offer. Who knows, networking could even help advance your career.

2. Plan your routes.

Planning your routes is a vital component of being a successful truck driver. Not only does it make your job easier by eliminating unnecessary stress, but it also keeps you safer and on time. Need help creating a schedule? Try using scheduling apps and online templates.

3. Find and maintain your support system.

Having a network of fellow professionals is as crucial to your success as having a personal support system when you come home. As a truck driver, you will spend a lot of time on the road, so it is helpful to have people who can handle things at home. This will offer you peace of mind while you are away.

4. Install a CB radio

CB radios have been an essential communication tool for truck drivers and show no signs of disappearing any time soon. Why? Compared to cell phones, CBs are more reliable in areas with poor reception, which can be vital when trying to contact someone for help. Drivers also use them to warn other drivers of upcoming road hazards, traffic, and more.

Happy International Women’s Day!

5 Ways Truck Drivers Can Avoid Heart Disease

Spreading Heart-Health Awareness This American Heart Month

Question: What’s the leading cause of death in the United States of America and claims more than 650,000 lives each year? The answer: heart disease. 

Luckily, research and new technology have given medical professionals the tools to know more about the condition, prevent it, and treat it quicker than ever before. Despite the extraordinary progress that’s been made, there’s still more that can be done.

This American Heart Month, we celebrate by sharing information regarding the prevention of heart disease to eradicate the illness further. In this article, we will go over heart disease and discuss the top five ways truck drivers can avoid it.

What are the different types of heart disease?

Heart disease is a general term referring to any condition that affects one’s cardiovascular system. Overall, the disease comes in several variations, and they all can have severe impacts on the body.

Different types of heart disease include:

  • Coronary Artery Disease: Coronary artery disease (also known as coronary heart disease) develops when the blood supply to the heart becomes clogged. It is known as the most common type of heart disease. 
  • Congenital Heart Defects: Those with a congenital heart defect are born with it. There are three main types of defects, including atypical heart valves, septal defects, and atresia.
  • Arrhythmia: An arrhythmia is an irregular heartbeat that occurs when the electrical impulses controlling one’s heartbeat make it beat incorrectly. The variations of arrhythmias include tachycardia, bradycardia, premature contractions, and atrial fibrillation.
  • Dilated Cardiomyopathy: A dilated cardiomyopathy is when the heart chambers become enlarged, and it is often caused by arrhythmias, genetics, past heart attacks, and toxins.   
  • Myocardial Infarction: A myocardial infarction (also known as a heart attack) is caused by an interruption of blood flow to the heart, which in turn causes damage to the muscle.
  • Heart Failure: Heart failure is the slow deterioration of one’s heart due to untreated arrhythmias, coronary artery disease, high blood pressure, and other health conditions.
  • Hypertrophic Cardiomyopathy: This condition affects the heart muscle by thickening the walls of the heart and making regular contractions more difficult, thus affecting the heart’s ability to circulate blood to the body. Hypertrophic cardiomyopathy commonly develops from inherited genetic issues and conditions. 
  • Mitral Valve Regurgitation: Mitral valve regurgitation happens when the heart’s mitral valve does not close properly, and blood flows back into the heart.
  • Mitral Valve Prolapse: A mitral valve prolapse is caused by the heart’s valve flaps not closing correctly and pushing into the left atrium.
  • Aortic Stenosis: An aortic stenosis happens when the pulmonary valve becomes thick or fuses, preventing it from opening correctly making it harder for the heart to pump blood.

5 Ways Truck Drivers Can Avoid Heart Disease

It’s no secret that most truck drivers are forced into a lifestyle that puts them at a greater risk for health conditions, including heart disease. The main factors contributing to this high risk for heart disease are poor sleep, smoking, unhealthy diet, lack of exercise, and high-stress levels.  

Luckily, truck drivers can significantly reduce their risk and live long and prosperous lives by implementing a few healthy habits.

1. Get your rest.

Getting a good night’s sleep is crucial to your well-being, especially your heart health. Unfortunately, a full eight hours is not always possible for America’s truck drivers. However, science has proven that adults who regularly get less than seven hours of sleep per night are at a greater risk for conditions such as heart attack, heart disease, and stroke.

To help truck drivers get the best sleep possible, we recommend:

  1. Parking your rig in a safe and quiet area
  2. Blocking out as much light as possible with curtains or shades
  3. Use an eye mask and earplugs to help block out irritants

2. Quit smoking.

For years, we’ve seen numerous warnings about smoking and the damaging effects it can have on one’s health. A recent study showed that 51% of truck drivers smoke cigarettes, thus increasing their risk for heart disease by four times. Smoking cigarettes also increases the chances of dying from heart disease by three times. Fortunately, there are many ways to help break this unhealthy habit, including nicotine replacement therapy and smoking cessation hypnosis, and all can be done while on the road.

3. Follow a healthy diet.

Working as a truck driver means long hours on the road with few opportunities for a healthy meal. You can make subtle changes to your diet by stocking your rig with healthy snack options.

These options include:

  • Fruit
  • Granola bars
  • Hard-boiled eggs
  • Hummus with veggies or crackers
  • Nuts

When you stop at a fast-food restaurant for a full meal, opt for one of the healthier options, including salads, protein wraps, or sandwiches.

4. Get regular exercise.

A lack of exercise can increase your risk of severe health conditions, including diabetes, weight gain, certain cancers, and heart disease. To avoid these health concerns, try to exercise several times a day for three to 10 minutes. This can be done before you start your day, during your breaks, or after you’ve finished your day. It’s essential not to overexert yourself and to start slow. In the beginning, stretch, squat, and walk your way to health for at least 12 minutes a day.

5. Manage your stress levels.

As many can imagine, stress and anxiety can put a strain on your mind, body, and soul. Those who experience frequent high levels of stress are more likely to experience heart disease.

To reduce stress, try these techniques:

  • Breathing exercises
  • Meditation
  • Visualization
  • Stretching

For more information on American Heart Month and heart disease, visit heart.org!

10 Best Supply Chain Jobs in America

For businesses to be successful, they must optimize their processes and reach as many customers as possible in the most cost-effective ways. Without the supply chain, this goal for prosperity would be unachievable. The world’s supply chain works around the clock to ensure the distribution of products, resources, goods, and information to consumers around the globe. To maintain this constant flow of movement, the supply chain must rely on three major components, including logistics, operations, and budget.

As the world continues moving towards the new normal, hardworking professionals are looking for essential careers that are high-paying and offer long-term viability and opportunities for advancement—and there’s no better place to look than the supply chain.

In this article, we will list the top 10 jobs in the supply chain industry and go over what it takes to land these lucrative careers.

How do I qualify for a job in the supply chain?

Jobs within the supply chain are high-paying and relatively easy to obtain with the proper skillset and experience. Top positions, like supervisory and management roles, require a bachelor’s degree and several years of experience within the area you are applying for.

The best degrees for the job include:

  • Business Administration
  • Finance
  • Supply Chain Management
  • Transportation and Logistics

However, some positions only require a high school diploma and industry experience. Starting at entry-level roles, like Production Associate or Inventory Clerk, will allow you to gain the necessary knowledge and progress within your chosen field.

What are the top 10 supply chain jobs in America?

1) Inventory Manager

Average salary: $60,535 per year

Inventory managers primarily track and monitor the facility’s inventory. But they are also responsible for:

  • Creating and implementing organizational systems
  • Noting any supply overages or shortages
  • Creating documentation processes that follow industry standards

2) Transportation Manager

Average salary: $63,508 per year

The job of a transportation manager is to plan and lead all transportation operations. Opportunities for this position can typically be found at companies like Amazon, Ryder, or even smaller logistics and trucking companies. 

Other job opportunities include:

  • Department of Transportation
  • Farming and Agriculture
  • Grocery and Food Services
  • Health and Wellness
  • Manufacturing
  • Retail
  • Travel

3) Facilities Manager

Average salary: $64,084 per year

Facilities managers oversee the maintenance of a company’s equipment, systems, and other physical components within the production and manufacturing departments. This position could grant multiple opportunities since many facilities managers work with more than one location. 

4) Logistician

Average salary: $65,750 per year

Logisticians work under a multitude of titles, including:

  • Logistics Director
  • Operations Manager
  • Production Manager or Production Planner
  • Program Manager
  • Supply Management Specialist

In this position, you will collect and analyze data to coordinate and develop logistics for a company. In some cases, a logistician may oversee the “lifecycle” of a single product.

5) Purchasing Manager

Average salary: $70,396 per year

Purchasing managers (or procurement managers) supervise an organization’s purchasing habits for their materials, products, and services. They work to develop relationships with suppliers and handle negotiations to ensure the best prices for their clients.

Purchasing manager opportunities can be found in industries such as:

  • Construction
  • Food and beverage
  • Government 
  • Health care
  • Hospitality
  • Manufacturing
  • Retail

6) Supply Chain Analyst

Average salary: $71,307 per year

Supply chain analysts work closely with various organizations within the supply chain.

Their primary duties include:

  1. Observing supply chain processes
  2. Locating inefficiencies or potential problems within the supply chain
  3. Improving company operations

7) Logistics Analysts

Average salary: $77,992 per year

Logistics analysts study warehouse data, product delivery, and supply chain operations, then use said data to make recommendations and improvements for logistic processes. This position is typically found in larger companies, specifically those that manufacture consumer goods.

However, you may also find opportunities at logistic companies, membership-based retailers, and other customer-based industries such as:

  • Automotive
  • Electronics
  • Food and beverage
  • Hospitality
  • Manufacturing
  • Package delivery
  • Technology
  • Travel

8) Supply Chain Manager

Average salary: $80,566 per year

Supply chain managers work with external suppliers to negotiate and purchase resources and raw materials. They also analyze processes and company data to identify inefficiencies and improve overall quality throughout the supply chain.

This position is also related to and sometimes paired with titles like: 

  • Logistics manager
  • Operations manager
  • Project manager
  • Purchasing manager

9) Global Commodity Manager

Average salary: $85,898 per year

The job of a global commodity manager is to create and implement strategies that help an organization achieve and maintain efficient and cost-effective operations. These professionals also study market trends and develop forecasts for inventory fluctuations while maintaining relationships with suppliers and monitoring product quality.

10) Sourcing Manager

Average salary: $94,706 per year

Sourcing managers have several jobs, including:

  • Assembling company data
  • Studying and analyzing sourcing processes
  • Researching suppliers and products
  • Balancing cost and quality metrics and finding the best options for clients
  • Tracking and organizing a company’s budget

More Like This:

-> 6 Tips for Starting Your Own Trucking Business

-> Top 10 Truck Driving Jobs

->6 Tips for Financing a Food Truck During a Pandemic

Top 10 States With the Best Roads and Highways

Throughout our country’s history, transportation has fueled our development and economic growth and gotten us to where we are today. Every day, all across America, truck drivers travel across our country’s roads, highways, and bridges to deliver goods and keep our nation running. Through modern technology, transportation experts can track the movement of products and determine metrics regarding driver’s commute times and road and bridge quality. Once this data is measured, combined with ratings from drivers and government funding info, experts can determine which states have some of the best roads and highways in the country.

-> How to Keep Your Truck on the Road

For truck drivers, the quality of infrastructure is crucial. It plays an essential role in the longevity of the rig and the driver’s safety, and damaged or unkempt roadways can lead to damaged products, accidents, unnecessary vehicle repairs, and more. States with little funding for infrastructure unfortunately suffer the most. However, in some states, drivers don’t have to worry so much about the pavement they drive on.

Which states have the best roads and highways?

The top 10 states with the best roads and highways include:

#1. Kansas

Thanks to its recent funding increase and overall improvements, the great state of Kansas lands at the top of our list. Those fortunate enough to drive through the state agree that the streets are safe, clean, and perfectly resurfaced.

#2. Alabama

When the Rebuild Alabama Act was passed in 2019, the state worked to better its roads and highways. The roadways were widened and repaved after years of wear. Now, travelers have noticed improved traffic. And with less traffic comes more Southern hospitality.

#3. North Dakota

In North Dakota, the interstates are perfectly paved, the urban roads are cared for, and only 2% of the rural roads are considered to be in need of a facelift. For these reasons, plus their absolute cleanliness, it sits at the number three spot on our list!

#4. Kentucky

Approximately 86% of Kentucky’s roadway budget goes towards road maintenance, meaning the highways are almost always in good condition. And like North Dakota, the state’s urban roads are well kept, and only 2% of the rural roads could be considered poor. Besides that, drivers will experience clean roads and sound traffic systems that promptly help them get to where they’re going.

#5. Florida

Coming in at number five is the sunshine state, Florida. The state’s overall infrastructure rating is one of the country’s best, with 71% of the urban roads and 88% of the rural roads in top-notch shape. The state has also implemented several new lanes, roundabouts, turning lanes, and four-way stops to assist traffic flow and safety. Plus, you never have to worry about driving in the snow. 

Image Credit: Consumer Affairs

#6. Idaho

Across Idaho, the clean and orderly roads are well used by travelers and residents, but they are equally well maintained. Drivers commend the state’s easy-to-understand north-south, east-west directions and the lack of potholes.

#7. New Hampshire

New Hampshire’s roads and highways are in good condition, with 4% of rural roads and 10% of urban roads in the category of ‘needs improvement.’ Those who frequent the state’s roadways describe them as well-maintained and easily navigable with good signage. 

#8. Georgia

Georgia’s various roads and highways are described as smooth, wide, and clean. Thanks to the current SPLOST tax credit, the state continues to make repairs and expand its roadways, only further improving traffic flow.

#9. Nevada

When it comes to quality infrastructure, Nevada isn’t doing too bad. Approximately 8% of the urban roads need improvement, but 100% of the rural roads surveyed are in good condition. Older streets are constantly refreshed and kept smooth as the state continues to expand.

#10. Vermont

At our 10th spot is the scenic state of Vermont. While there are definite areas in need of improvement, the state’s roadways are safe and in good condition. However, many drivers agree that the state could upgrade its traffic standards.

How to get started as an owner operator

So, when it comes to choosing where you want to drive (assuming you have the choice), we recommend you start with one of these 10 states. You and your semi-truck will thank you. If you’re just getting started in the industry, check out one of our helpful resources below!

→ Buying vs. Leasing a Semi-Truck: An Owner Operator’s Guide

→ 6 Tips for Starting Your Own Trucking Business

→Top 10 Truck Driving Jobs

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