Mission Financial Blog
How to Refinance a Semi-Truck Loan (And When You Should)
Learn how to refinance a semi-truck loan in six steps, what it costs, and when a new loan cuts your monthly payment or total interest.
10 Fleet Management Best Practices That Keep Your Trucking Business Profitable
Cut costs and downtime with 10 fleet management best practices, from preventive maintenance and telematics to fuel, safety, KPIs, and replacement.
Cass Transportation Index Report August 2026: Freight Shipments Turn Positive After 42 Months
The Cass Transportation Index Report for August 2026 shows freight shipments rose 2.1% year over year. That's the first annual gain since January 2023, ending a 42-month downturn. Freight spending jumped 18.7%, and truckload linehaul rates climbed 11.3% from a year...
What Is Trucking Equipment Financing and How Does It Work?
Learn how trucking equipment financing works, compare loans, leases, and SBA options, and see the credit, down payment, and documents you’ll need.
How Long Can You Finance a Commercial Truck?
Most commercial truck loans run 24 to 84 months. Learn what shapes your loan term, how SBA loans compare, and how to pick the right length.
How to Reduce Fleet Costs and Improve Your Bottom Line
Fleet costs hit a record $2.34 per mile in 2025. Learn practical ways to cut fuel, maintenance, insurance, and financing costs for your fleet.
8 Fleet Maintenance Best Practices for Owner-Operators
See these top fleet maintenance best practices, covering maintenance schedules, checklists, compliance, and how to pay for repairs without hurting cash flow.
When to Replace Fleet Vehicles: Signs It’s Time to Upgrade
Learn the clearest signs it’s time to replace a fleet vehicle, from rising repair costs to falling resale value, plus how financing timing can save you money.
What Is Truck Upfitting? A Guide For Owner-Operators
Ever watched a tech grab the right tool without digging through a mess? That's vehicle upfitting at work. Upfitting turns a stock truck into a purpose-built work vehicle. For owner-operators and small fleets, the right upfit means fewer breakdowns and safer job sites....
EPA Proposes Ending DEF Derates: What It Means for Owner-Operators
Have you ever watched your truck's speed drop because of a diesel exhaust fluid warning? You know how frustrating that can be. The EPA wants to change it. On July 9, 2026, the agency proposed eliminating DEF-related engine derates on newly manufactured trucks. It's a...

