Safety

What to Do in an Accident With Semi Truck

As a truck driver, you’ll need to know precisely how to deal with a semi-truck accident if one happens.

While it’s essential to know how to avoid accidents in the first place, accidents still happen all the time. Nearly 388,000 truck accidents happen annually across the U.S.

If you can’t prevent the accident from taking place, the best thing you can do is to deal with the accident as efficiently as possible. Each accident is different and will come with its challenges. However, the same general process can be followed after an accident occurs.

Here are the steps you should follow if you’ve experienced a semi-truck accident.

What to Do in an Accident With Semi Truck: Steps to Follow

Check for Injuries

First and foremost, check yourself and others involved for any injuries. While there’s much to consider during a truck accident, safety should always be your priority.

If anyone is injured, call 911 immediately to request immediate medical attention. Even minor injuries should be reported, as a complete medical evaluation may reveal the injuries to be more severe than suspected.

Identifying possible injuries will also help you understand how best to deal with the truck accident in terms of moving vehicles and clearing up any wreckage.

Once emergency services have been notified about any injuries, you can move on to dealing with the semi-truck accident.

Move to Safety

If possible, move your vehicle to the side of the road or a safe location to avoid further accidents. Turn on hazard lights to alert other drivers.

This isn’t possible for some truck accidents, and it’s not a good idea to try to move any vehicles if they’re in hazardous situations. However, if your vehicle is alright and you can clear the road without causing any harm, then try to do this.

Before moving the vehicle, though, you’ll want to take pictures of the car accident. This is important for the truck accident investigation – more on this later.

Call Law Enforcement

Once the scene is as safe as possible, the next step is to alert the authorities about the truck accident.

Contact the police to report the accident, even if it’s minor. Having an official report can be valuable for insurance claims and legal purposes. If you’re a truck driver who crosses state boundaries, it’s wise to know which local law enforcement numbers to call for each state you travel through.

Exchange Information

You’ll need information to contact the other driver’s insurance company. Make sure you exchange this information before departing the scene of the accident.

Exchange contact, insurance, and driver’s license information with the other driver. Include their company name, contact number, and any relevant details. Semi-truck accidents can sometimes be tricky to report and follow through with insurance, but having the other driver’s contact details will help the process.

Gather Evidence

An essential part of dealing with a semi-truck accident is gathering enough evidence to report the accident to your insurance company.

If it’s safe to do so, take photos of the accident scene, the positions of the vehicles, any damage sustained, and road or weather conditions. Taking videos with your mobile phone will also be useful.
The more detailed your documentation is, the better, as this will all help make the insurance claims process go faster. So, take your time carefully documenting the scene of the accident.

Obtain Witnesses

If there were any witnesses to the accident, ask them for their contact information. Their statements can provide valuable support for your case.

While this isn’t always possible or necessary, having an extra witness statement is always helpful to help with any legal claims or police reports.

Limit Communication

While exchanging information with the involved parties is essential, avoid discussing fault or assigning blame at the scene. Stick to the facts when talking to the police, other drivers, and witnesses.

Always try to keep a cool head and focus purely on the accident and how best to deal with it. While your emotional condition can be difficult after a semi-truck accident, staying calm and collected will make the process easier to manage.

Contact Your Insurance Company

As soon as you’ve dealt with the accident, notify your insurance company about what happened. They will guide you on the necessary steps for filing a claim and getting compensation.

Having reliable insurance is one of the most essential parts of starting a trucking company. Once you’ve found the right commercial truck insurance provider, ensure you know how to reach them in an emergency.

Seek Medical Attention

Even if you don’t feel seriously injured, seeking medical attention after an accident is always advisable. Some injuries might not be immediately apparent and could become more significant as time passes.

Avoid Settlement Agreements

While this differs from case to case, it’s generally best to avoid settlement agreements immediately.

Do not sign any settlement agreements or release forms from the trucking company or their insurance representatives without consulting your legal counsel. Make sure you deal with a lawyer when going through settlement negotiations. This will help you get the best deal and compensation for your situation.

You must consult an attorney if the accident resulted in significant injuries, damages, or disputes. Try to consult with a personal injury attorney specializing in commercial vehicle accidents. They often offer a free consultation – so make use of these.

Conclusion

Semi-truck accidents may be the last thing you’ll ever want to deal with. However, they sometimes cannot be avoided.

Knowing how to deal with these accidents will help you get through the accident faster and safer. Following the proper steps will also make it easier to get an appropriate settlement after the accident.

If you need to purchase a new semi-truck, you may need to find the right financing solution to make it happen. Get in touch with us at Mission Financial Services, where we help all kinds of commercial truck drivers access the financing they need to purchase a semi-truck.

Commercial Vehicle Accident Lawyers You Should Know About

Navigating a car accident involving commercial vehicles is often challenging. Still, the right commercial vehicle accident lawyers can make things less complicated.

With the right commercial car accident lawyers, going through the claims process to get adequate compensation from an insurance company becomes simple. The lawyers guide you while handling almost everything on your behalf.

There are two types of commercial vehicle accident lawyers you should know about. We discuss this in detail below and share a few insights on what to consider when looking for a commercial vehicle accident lawyer.

Commercial Vehicle Accident Lawyers: Why Do You Need One?

If you find yourself in an accident involving commercial vehicles, the two types of commercial accident lawyers you can turn to for help in seeking compensation include:

Regular car accident lawyers
Commercial truck accident lawyers

Both types of accident lawyers fall under the category of personal injury lawyers. Still, they differ in terms of the cases they work on.

Regular car accident lawyers work on all vehicular accident cases, including those involving commercial motor vehicles like buses and taxicabs. In contrast, commercial truck accident lawyers specialize in truck accident cases.

For accidents involving commercial trucks, such as semi-trucks, tanker trucks, and delivery trucks, it’s best to get an experienced truck accident lawyer instead of a regular car accident lawyer.

Why You Need Commercial Truck Accident Lawyers for Truck Accident Cases

You should get experienced trucking accident lawyers for all truck accident lawsuits and not any other type of personal injury lawyer for the following reasons:

Truck Accidents Are Fatal

The size and weight of large trucks make truck crashes more fatal than accidents involving other vehicles. Truck accident victims may suffer life-changing injuries requiring immediate medical attention and additional long-term treatments.

An experienced truck accident attorney is better positioned to calculate the amount of settlement you deserve based on the damages incurred. These may be:

Economic damages: These include current and future medical expenses, lost wages, loss of earning capacity, property damage, and legal fees.
Non-economic damages: These include mental anguish, fear, anxiety, and any other emotional pain and suffering experienced because of the accident.

Truck accident attorneys can also help you access medical treatment on a lien basis if you cannot pay for medical expenses upfront.

Truck Accidents Are Complicated

Semi-truck accidents happen due to a combination of factors. This means more than one party might be legally responsible for an accident involving large commercial vehicles.

For example, a truck crash may occur due to driver error. Say the truck driver failed to stop on time and collided with other commercial vehicles. The error might have happened because the truck driver was asleep or the vehicle malfunctioned.

In this case, four different entities might be liable for the truck crash:

The truck driver: Was the driver driving under the influence?
Truck company: Did they require the truck driver to be on the road for too many consecutive driving hours, leading to driver fatigue?
Truck manufacturer: Did the malfunction occur due to a manufacturing defect?
Truck maintenance company: Did the malfunction happen as a result of poor maintenance?

It’s easier for experienced commercial vehicle attorneys to identify all the parties responsible for the truck collision above and pursue compensation from each one.

Regular personal injury lawyers might find this challenging. So, your chances of getting maximum compensation from multiple liable entities are higher when you get a trucking accident lawyer.

Tractor Trailer Accident Cases Are Tedious and Time-Consuming

The stakes are higher in trucking accident cases than in other personal injury cases. Because of this, insurance companies usually employ underhand tactics to make truck accident victims settle for less than they deserve.

Some of these tactics include intimidation and delayed responses to an accident claim. Truck companies might also put up a fight. They’ll try to interfere with the case by wiping out evidence incriminating them or their commercial drivers.

You need aggressive legal representation to handle several insurers of all liable parties identified in a truck accident claim. This can be tedious, time-consuming, and overwhelming for regular car accident lawyers. On the other hand, commercial truck accident lawyers have mastered truck accident law. They can help you quickly navigate trucking accident cases.

What to Look For in a Commercial Vehicle Accident Lawyer

Consider the following factors to find the best truck accident lawyers when you need one:

Detailed Free Consultation

Most law firms offer free case evaluations for truck crash victims. You can always tell how much effort an accident law firm will put into your case from how they handle this initial free consultation.

Experience

An accident law firm handling sizable commercial truck accident cases for decades likely has more experience than a newly established truck accident law firm.

History of Success

How many truck wreck cases has the commercial vehicle accident attorney worked on, including those they’ve taken to trial and succeeded? The answer to this question is often a good indicator of a lawyer’s expertise.

Availability of Resources

Proving fault in commercial truck accidents requires resources. You want to ensure your legal team has enough resources to handle your case. The right resources should include expert witnesses like economists, truck accident reconstructionists, and trucking industry investigators.

Fees

Ensure you understand how a law firm charges for their services before you work with them. Usually, truck accident attorneys operate on a contingency. They’ll take a cut from your settlement.

Final Thoughts

Accidents involving semi-trucks are common even though FMCSA enforces strict safety regulations for trucking companies and their commercial drivers. Their impact is devastating and can lead to severe injuries that affect your work.

You need a qualified commercial truck accident lawyer to help you get the settlement you deserve for all damages incurred in a crash. This might not remove the pain, but it can ease the financial burden of dealing with the aftermath. So, you can focus on bouncing back.

To learn more about finding the right semi-truck accident lawyer for your case, check out our blog.

How Many Semi-Truck Accidents Per Year Are There? (+Other Safety FAQs)

Large trucks account for only 5% of the total number of vehicles on the road, yet they cause a significant number of fatal crashes yearly.

Exactly how many semi-truck accidents per year is concerning.

Nearly 388,000 truck accidents happen annually across the U.S., and the aftermath of these truck crashes ranges from various injury levels to death.

Commercial truck accident statistics from the National Safety Council (NSC) reveal that in 2021, almost six thousand people lost their lives in crashes involving large trucks. A further 155,000 were injured.

This article explores essential commercial truck accident statistics you should know. We discuss how, as a trucker, you can prevent big truck crashes and keep our roads safe.

Important Semi-Truck Accidents Statistics To Know

When a truck crashes, the occupants of other vehicles are the ones who suffer life-changing injuries or lose their lives.

According to a publication by the US Department of Transportation summarizing truck accident statistics, there was a 17% increase in fatalities from trucking accidents in 2021, with 72% of the deaths being passenger vehicle occupants, 17% being large truck occupants, and 11% being non-occupants.

The number of people injured in large truck accidents also increased by 9% between 2020 and 2021 with 71% being passenger vehicle occupants, 27% being large truck occupants, and 2% being non-occupants.

Occupants of passenger cars are more vulnerable to truck crashes. As a trucker, you are responsible for your safety and the safety of other vehicle occupants and road users.

Drivers of tractor-trailers, in particular, need to be more careful than other large truck drivers as 74% of the deaths from truck-related crashes in 2021 were due to fatal accidents involving tractor-trailers.

The remaining truck fatalities resulted from severe accidents involving single-unit trucks. This shows that tractor-trailers are the most dangerous commercial vehicles on our roads.

When and Where Do Most Large Truck Accidents Happen?

Further interesting truck accident statistics from the National Safety Council report indicate when and where most truck-involved accidents happen. Understanding this is crucial so you know when to be extra cautious when driving.

Most truck accidents (73.99%) happen on non-interstate roads. This means interstate highways are the safest for large truck drivers, although some truck accidents (26.01%) still occur on these roads.

The summary of semi-truck accident statistics also shows most fatal accidents occur during the day (63.54%) compared to nighttime (36.46%). Fatal accidents where most car occupants died in 2021 also happened during weekdays – between 6 am and 6 pm.

To reduce the number of motor vehicle crash deaths involving large trucks; truck drivers need to pay extra attention when driving on non-interstate roads during the day, especially between 6 am and 3 pm.

What Causes Semi-Truck Accidents?

Semi-truck accidents can result from a variety of factors, often involving a combination of human errors, mechanical issues, environmental conditions, and other contributing factors. Some common causes of semi-truck accidents include:

Truck Driver Error

Large truck drivers have very little room for errors compared to passenger vehicle drivers. There’s also little leeway to correct mistakes once made, leading to fatal accidents.

For instance, a fully loaded tractor-trailer requires about 40% more space to stop than other passenger vehicles. So, avoiding an accident becomes almost impossible if a semi-truck driver fails to accurately calculate the distance needed to stop. Passenger vehicle drivers, on the other hand, don’t face similar issues.

Driver Fatigue

Despite strict hours-of-service regulations from the Federal Motor Carrier Safety Administration (FMCSA), many large truck drivers work long hours. They experience fatigue, are more likely to sleep behind the wheel, and cause fatal crashes.

Driving Under Influence

Alcohol and other street drugs impair truck drivers’ ability to drive safely. Often, truck drivers become drowsy or slow to react to various road conditions. The chances of drivers causing truck collisions or multiple-vehicle crashes when under the influence are high.

Distracted Driving

Distracted driving occurs when a tractor-trailer driver or drivers of other passenger vehicles use their phones or other hand-held devices while driving. Existing laws in most states prohibit car drivers from doing this. However, some truck drivers still take their eyes off the road to use their phones, and cause fatal accidents.

Vehicle Issues

Several vehicle issues, like tire defects and brake problems, can lead to fatal truck accidents. Fatal crash data from a truck causation study conducted by FMCSA lists brake issues as a top cause of fatal accidents.

Roadway Issues

Sometimes, big rig accidents link back to road conditions. Poor or unmaintained roads with large potholes, missing signage, or faint roadway markings put truckers and other passenger car drivers at risk.

For example, a truck driver may fail to see critical signage on an unfamiliar road leading to driver error which can cause a crash with several passenger vehicles.

Tips For Minimizing Truck Accidents

Although car accident statistics from the National Highway Traffic Safety show an increase in fatalities from motor vehicle crashes, there’s hope that things will change. The Department Of Transportation created a detailed national roadway safety strategy to ensure this happens.

As a truck driver, you can also play your part in minimizing vehicle crashes and truck fatalities by:

Maintaining your truck regularly to identify and deal with any issues early
Being keen on the road to avoid grave errors that may lead to truck fatalities
Avoiding using your phone while driving
Resting. Follow the hours-of-service recommendations by FMCSA.
Don’t drink and drive.

Conclusion

Most large trucks are heavy, with a gross vehicle weight rating of over 26,000 pounds. So motor vehicle accidents involving large trucks are often more fatal than those involving other commercial vehicles. This is why truckers have to be more vigilant on the road.

If you get involved in a truck accident, remember you can get compensated for any injuries sustained. Our guide on what to do after a semi-truck accident explains all the steps you should take to get compensation.

We’ve also put together helpful information to help you find the right semi-truck accident lawyer if you ever need one. Please read our blog to learn more and to stay updated with the latest news in the trucking industry.

How Much Is Commercial Truck Insurance?

The cost of commercial truck insurance can vary widely depending on many factors. These factors include the type of trucks, their usage, the driving records of the drivers, the geographic location of the business, the amount of coverage needed, and the deductible chosen.

Generally, commercial truck insurance can range from several thousand to tens of thousands of dollars annually per vehicle.

In this article, we discuss how much you’re likely to pay for different types of commercial truck insurance. We also offer tips for keeping your insurance costs low without compromising coverage quality.

What is the Cost Of Different Types of Commercial Insurance Coverage?

There are several major types of commercial truck insurance coverage. Some are required by law, and you cannot run your trucking company without them. Other types are not legally required but are essential to protect your trucking business from losses due to legal claims in the event of an accident.

Here is a summary of the insurance costs for different types of Insurance coverage:

Primary Liability Coverage

Primary liability is the minimum liability coverage all trucking business owners, including autonomous commercial truck drivers, must have. Costs range from $5,000 to $7,000 (about $500 average monthly) for owner-operators with their authority.

If you’re an owner-operator working with a motor carrier, the law requires your motor carrier to cover these costs.

Usually, primary liability includes bodily injury and property damage liability as one. This way, it covers the medical expenses of victims injured in an accident caused by your semi-truck and offers compensation for any physical damages.

Physical Damage Coverage

You’ll pay between $1,000 and $3,000 (or $100 to $300 monthly) on average for physical damage insurance. These costs vary significantly because physical damage insurance payments are often calculated as a percentage of the truck’s total value.

All the same, this is essential coverage because of its comprehensive nature. It protects your semi-truck from damages as a result of collisions, vandalism, theft, and even harsh weather conditions.

General Liability Coverage

General liability insurance is not as costly as primary liability insurance, yet it can help your commercial trucking business save money. You’ll pay approximately $500 – $600 minimum per year, although this cost can be much higher.

General liability insurance covers you for more than accidents involving your trucks. It covers you for any damages or injuries related to your trucking business. Say a customer falls and gets injured on your business premises. You won’t have to pay their medical bills out-of-pocket if your commercial truck insurance policy covers general liability.

Non-trucking Liability Coverage

Non-trucking liability protects you when using your semi-truck for purposes other than work. It costs about $400 annually on the lower end but might be as much as $1644.

Bobtail Insurance

Bobtail insurance covers owner-operators who sometimes drive their semi-truck without its trailer in tow. It’s a requirement by most motor carriers. It might be necessary for for-hire truckers operating on a lease with a motor carrier. This insurance costs between $300 and $400 annually.

Motor Truck Cargo Insurance

Cargo insurance costs vary according to the type of cargo you haul. The standard cargo coverage limit is about $100,000. Still, some shipping companies require owner-operators to get up to $1M in coverage.
For $1M cargo coverage, you might pay as little as $400 per year or as much as $1,800.

Umbrella Insurance

Umbrella insurance for semi trucks acts as an extra layer of protection in case you are involved in a severe accident or lawsuit.

The average cost for this type of insurance is $5000 to $7000 per year. But the cost of umbrella insurance for semi trucks can vary widely depending on several factors including risk factors such as the routes you drive and your driving history.

Other Factors Affecting Semi-truck Insurance Costs

Understanding the factors that influence the cost of commercial truck insurance gives you insight into what insurance providers consider when setting their rates. Here are some critical factors that determine your semi-truck insurance cost.

Federal & State Regulations

The Federal Motor Carrier Safety Administration (FMCSA) sets regulations all truckers must comply with to operate. At the same time, states set their minimum coverage limits for commercial truck insurance.

These regulations guide how insurance providers create their trucking insurance policies and premiums.
For instance, an owner-operator in Nebraska pays higher semi-truck insurance costs than one in New Jersey because the two states have different minimum coverage limits.

Vehicle Specifications

Your vehicle specifications and overall condition, including the vehicle type and truck’s weight, determine your cost of commercial insurance. You’ll pay more to insure heavy trucks. The size and value of your fleet also matter. You might pay less if you insure your entire fleet as a bundle.

Type of Goods Hauled

Trucking insurance for hauling hazardous materials costs more than similar insurance for transporting non-hazardous goods.

Radius of Operation

If trucks travel longer distances or cover more miles, your insurance costs will be higher. This is because the chances of an accident increase the longer the truck is on the road.

Experience of Truck Drivers

You pay less for commercial insurance if you work with experienced truck drivers with clean driving records.

Credit History

A good credit history helps you qualify for affordable commercial truck insurance rates.

Coverage Limits & Deductibles

When a claim is made (deductible), the out-of-pocket amount affects your truck insurance costs. When choosing a high deductible and low coverage limit, you pay less for commercial truck insurance.

Tips for Reducing Insurance Costs and Keeping Them Low

Maintain a clean driving record.
Monitor your credit reports to ensure you maintain a good credit history.
Reduce the distance covered by avoiding unnecessary trips and finding efficient routes for making the necessary trips.
Consider getting a bundle commercial insurance package, where you combine all your liabilities and get one heavy trucking insurance package to cover them all.
Ask for discounts, especially when insuring an entire fleet.
Consider getting usage-based insurance. It’s cheaper. Check out our guide on usage-based insurance to learn more about this.

Conclusion

Remember, commercial auto insurance is not the same as commercial truck insurance. Auto insurance includes other types of commercial vehicles like buses, whereas truck insurance is specific for commercial trucks.

You must get the right insurance for your trucking company. Operating without proper insurance can lead to severe penalties, fines, and even the suspension of your business operations.

You may want to consider getting help from a licensed insurance agent to find the best commercial insurance to cover your specific business adequately.

If you have any questions on commercial trucking insurance, give Mission Financial Services a call. We are always ready to help!

How To Handle A Semi-Truck Accident Lawsuit

Want to know how to handle a semi-truck accident lawsuit? This guide has you covered.

You’ll find info on what to do and what to avoid if you’re involved in a semi-truck accident. Understanding this is crucial. It will prevent you from doing or saying something that might waive your rights to file a claim and end the case before it even begins.

Ensuring your right to file a truck accident lawsuit isn’t tampered with is the first step to handling a semi-truck accident case successfully.

This guide also explains how truck accident lawsuits work so you know how to navigate them smoothly.

What To Do When Involved In A Semi-Truck Accident

If you find yourself in a semi-truck accident, say a commercial truck rams into your car, don’t panic or leave the scene. Instead, try to remain calm and remember the following:

Don’t Admit To Anything

Anything you say can and will likely be used as evidence against your truck accident claim in court. As a result, be careful who you talk to and what you say at the accident scene and afterward.

Specifically, be keen when describing the accident to relevant authorities. Don’t admit fault to anyone, the police included, even if you think you played a part in causing it.

Also, understand that a truck accident settlement can take place anytime from the moment the accident occurs to right before a jury delivers its verdict. This means that representatives from the insurance companies involved can approach you with settlement offers anytime. Some might do this a few days after the accident before you even file your truck accident case.

Often, an insurance company will make such truck accident settlement offers to take advantage of your vulnerable situation after the accident. The offer amount will almost always be less than you deserve, and accepting it means waiving your right to adequate compensation.

It’s best to completely avoid talking to representatives from the commercial truck company or other parties who can be liable for the accident. Find an experienced truck accident attorney instead and let them do the talking on your behalf.

Document Everything

Trucking accidents are more complicated than car accidents involving other vehicles. They require extensive research to prove you deserve to be compensated an X amount for all the injuries, pain, and suffering the accident caused.

Start collecting the evidence you’ll need to build a strong truck accident case immediately after the accident by documenting everything.

Take clear photos of the entire accident scene. Get the details of the trucking company and truck driver, including their name, address, phone number, and registration information. You also want to get the contact information of any eyewitnesses around.

Seek Medical Attention

Always seek proper medical attention after a trucking accident, even if it appears minor. That’s because accidents involving large trucks can cause severe injuries, like a head injury, which may not be very obvious initially.

Going for a check-up will reveal any issue and help you get the right medical treatment in good time. Otherwise, you might suffer medical complications from unattended internal injuries later on. Ensure you keep all records of your medical expenses. They’ll come in handy when your personal injury lawyer needs to calculate the truck accident settlement amount fit for your case.

Get A Truck Accident Lawyer

An experienced truck accident lawyer will file your commercial vehicle accident lawsuit correctly to help you get significant compensation from multiple parties, where applicable. They’ll be keen to follow all necessary steps to ensure you build a solid case from the start. But you have to contact them in time so they can have a good chance to do this.

On average, you have roughly 2-3 years from the date of the accident to file a personal injury claim or wrongful death lawsuit. But the deadline varies depending on your state and the details of your trucking accident.

It’s shorter (about a year) in some states like Louisiana and longer in other states like Florida (4 years), Missouri (5 years), and Maine (6 years). In legal terms, this time limit for filing truck accident cases is known as a statute of limitations.

Most states implement their statute of limitations after years (not days or weeks) to allow truck accident victims to heal before pursuing justice.

However, it’s always best to file an accident lawsuit as early as possible – almost immediately after the accident. Your experienced personal injury lawyer will have ample time to collect accurate evidence from witnesses this way.

That’s because the details of the semi-truck accident will still be fresh in the witnesses’ memory. The lawyer can also move fast to prevent the trucking company and other parties involved from destroying crucial evidence. This is essential, especially during the early stages of handling truck accident cases.

How Truck Accident Lawsuits Work Step by Step

An average truck accident settlement case follows six distinct steps. We’ll discuss these and explain how you can handle each phase effectively.

Step 1: Claim Assessment

In this step, your personal injury lawyer conducts a thorough assessment of your semi-truck accident case for two major reasons:

Establishing Whether You Have A Valid Case

The lawyer will listen to the accident details carefully and explore your legal options and rights based on the facts you provide. Because of this, it is essential to describe the accident as accurately as you can. Also, provide any documentation you might have of the semi-truck accident scene.

Your role in this step is to help your lawyer accurately assess the accident to establish solid grounds for the case. If you think you were at fault, mention it. Your lawyer will ask follow-up questions to determine whether this is true. Most times, you’ll realize other circumstances you’re unaware of might have led to the accident, and you were not at fault.

Determining Liability And Damages You Should Receive Compensation For

If you were not at fault, the lawyer will evaluate the case details to identify the parties responsible for the semi-truck accident.

In most situations, truck drivers are the first party to blame, but semi-truck accidents present several legal liability routes. Multiple parties can be held liable for the accident depending on the specific causes.

For instance, the big rig truck might have rammed into your car due to driver fatigue or break failure. In each of these cases, a different party is responsible. It could be the truck company, vehicle owner, or truck manufacturer. It’s also possible that the truck driver failed to see you due to distracted driving or DUI.

Experienced attorneys will identify all parties liable and consider filing different liability claims to ensure you get maximum compensation.

They’ll also calculate the settlement amount various parties owe you based on every possible factor for determining truck accident lawsuit damages. These may include:

Current and future medical bills
Lost wages – calculating lost wages considers loss of current employment and earning capacity in the future.
The extent of physical injuries, mental anguish, pain, and suffering. For serious injuries, such as a traumatic brain injury or disability, the future cost of continuous medical care and rehabilitation is included.
Loss of consortium
Property damage
Punitive damages

At the end of this step, the lawyer has a good foundation for your truck accident lawsuit. You’ll also get a rough idea of how much the parties liable for the semi-truck accident owe you. It’s important to note that claim assessment happens during the initial free consultation with your lawyer.

Step 2: Investigation

Once you’ve established an attorney-client relationship with your personal injury lawyer, the next step is investigation. Here, lawyers work to preserve any evidence that might help win truck accident settlements.

They’ll send letters to multiple defendants to legally demand that they preserve all evidence of your case. These might include photographs, the vehicles involved in the semi-truck accident, the truck driver’s records of operation, and other vital data. Your role in step 2 becomes passive. You don’t have to do anything except follow your lawyer’s directives when called upon.

Step 3: File And Complaint

After the investigation phase, your lawyer will formally file a truck accident lawsuit against all parties deemed negligent in the semi-truck accident. Your role here is also passive, like in step 2 above.

Step 4: Case Discovery

Case discovery is the case-building phase. Lawyers actively gather evidence from several parties to prove a duty of care and its violation.

They’ll talk to witnesses and obtain analyses from experts, including semi-trailer truck accident reconstructionists and medical personnel, to ensure your accident lawsuit succeeds. Like in steps two and three, your role during case discovery remains passive.

Step 5: Begin Mediation

The mediation process begins once attorneys gather enough evidence for truck accident claims. During this phase, both parties (truck accident victims and defendants), accompanied by their lawyers, meet to see if they can reach a fair settlement. You’ll have to attend the mediation and work closely with your lawyer throughout the meeting.

Step 6: Go To Trial

If you don’t reach a settlement during step 5, the accident lawsuit will proceed to trial, where a judge or jury will hear and determine the case. You might be called upon to testify during the trial, but don’t worry! Your lawyer will prepare you adequately for this.

Conclusion

Unfortunately, accidents involving commercial motor vehicles are common, and they can be fatal. The latest research shows about 4,998 accidents involving large trucks and buses happened in 2020, leading to nearly 108,000 injury crashes.

Knowing how to handle semi-truck accident lawsuits is vital to getting fair compensation for yourself or loved ones in case of an accident. We hope this article helps you with this.

You can also check out our blog to learn more about dealing with semi-truck accidents, including how to find an experienced commercial truck accident attorney.

Small-Scale Semi Truck Guide (+ FAQs)

Have you ever heard about small-scale semi-trucks? You’re in the right place if you’ve ever wondered about these compact powerhouses that navigate the roads with finesse.

Let’s take you on a journey through everything you need to know about small-scale semi-trucks. We’ll look at their features and benefits and then answer some frequently asked questions about small-scale semi-trucks.

Fasten your seatbelts and get ready to dive into the world of small-scale semi-trucks. Let’s hit the road!

Small Scale Semi Truck FAQs

Q1: What Is A Small-Scale Semi-Truck?

These are essentially smaller versions of traditional semi-trucks specifically designed for the delivery of goods. Even with their smaller size, they still serve the vital purpose of hauling cargo. These trucks feature cabs and trailers but are designed to be more compact and maneuverable than full-size semis.

Q2: What Is The Size And Weight Range Of A Small-Scale Semi-Truck?

The size and weight of mini semi-trucks can differ, but they are smaller and much lighter than full-size semis. A small semi-truck can measure from 20 to 26 feet while weighing between 10 000 to 26 000 pounds.

Q3: What Are The Advantages Of Using A Small-Scale Semi-Truck?

Buying a semi-truck for your business will have great advantages, including the following:

Increased maneuverability: Small-scale semis can navigate tighter spaces and more congested areas than larger trucks.
Lower operating costs: They typically have better fuel efficiency and lower maintenance costs.
Easier parking and storage: Their smaller size makes finding parking spaces and storage areas generally easier.
Accessibility to smaller locations: They can access sites where larger trucks may have difficulty reaching.

Q4: What Are The Common Uses For Small-Scale Semi-Trucks?

Small semi-trucks are commonly used for various purposes, including the below.

Local and regional deliveries: They are ideal for shipping goods within a specific area or region.
Last-mile logistics: Small-scale semis can efficiently deliver goods to their final destinations in urban and residential areas.
Specialty cargo transport: They can be used for hauling specialized cargo, such as refrigerated goods or hazardous materials, within a smaller radius.

Q5: What Is The Average Fuel Efficiency Of A Small-Scale Semi-Truck?

How well small semi-trucks use fuel depends on things like the type of engine, how heavy the truck is, and how well it moves through the air. But, they generally offer better fuel efficiency compared to larger semis due to their smaller size and lighter weight. On average, small-scale semi-trucks can achieve around 7 to 12 miles per gallon.

Q6: What Are The Licensing Requirements For Driving A Small-Scale Semi-Truck?

Different places have different rules about licenses, so it’s essential to check the regulations in your area. You’ll need a commercial driver’s license (CDL). You may also require additional certifications for specific types of cargo, such as hazardous materials.

Q7: Can A Small-Scale Semi-Truck Tow A Full-Size Trailer?

Yes, small-scale semi-trucks are designed for towing standard trailers and cars. However, ensuring that the trailer is compatible with the truck’s towing capacity and hitch configuration is crucial. How much a small semi-truck can pull depends on how it was built and what its specs are.

Q8: How Much Payload Can A Small-Scale Semi-Truck Carry?

Payload capacity can vary depending on the model and configuration of the small semi-truck. Usually, they can carry items anywhere from 5 000 to 15 000 pounds. It’s crucial to consult the manufacturer’s specifications and adhere to legal weight limits set by authorities.

Q9: Are There Any Limitations Or Disadvantages To Small-Scale Semi-Trucks?

While small semi-trucks offer several advantages, they also have some limitations, including:

Limited cargo capacity: Compared to full-size semis, small-scale trucks have lower payload capacities, limiting the amount of cargo they can carry.
Reduced long-haul capabilities: They are more suited for short to medium-distance trips rather than long-haul journeys.
Lower visibility: Due to their smaller size, small-scale semi-trucks may have reduced visibility for the driver, requiring extra caution on the road.

Q10: Are There Different Types Of Small-Scale Semi-Trucks Available?

Yes, different types of small-scale semi-trucks are available to suit various needs. Some models are specifically designed for local deliveries. In contrast, others may be optimized for specific industries, such as food and beverage distribution or specialized cargo transport. Manufacturers offer a range of options with varying features and specifications to meet particular requirements.

Q11: What Are The Main Differences Between A Small-Scale Semi-Truck And A Full-Size Semi-Truck?

As the name suggests, a small semi-truck is smaller and lighter than a full-size one. It is also harder to turn and can’t carry as much. You’ll find small-scale trucks are more compact and lightweight.

They offer increased mobility, making them better suited for navigating tight spaces and urban areas. They typically have a lower payload capacity compared to full-size semis.

Q12: Are There Any Regulations Specific To Small Trucks?

Regulations for small semi-trucks can vary by jurisdiction. It is essential to familiarize yourself with local laws regarding licensing, weight limits, and any specific requirements for operating small-scale semi-trucks in your area.

Q13: What Type Of Engines Do Small-Scale Semi-Trucks Typically Have?

Small lorry engines can be powered by diesel, gas, natural gas, or even electricity. The type of engine can change based on who made the truck and what model it is.

Q14: Can Small Trucks Be Customized For Specific Purposes?

Yes, small semi-trucks can often be customized or fitted to meet your specific needs. Depending on your manufacturer, you can order customizations like specialized cargo compartments, refrigeration units, or other modifications to accommodate particular industries or cargo types.

Q15: What Safety Features Are Typically Found In Small Trucks?

Small semi-trucks have the same safety features you’ll find in their bigger cousins. Safety features may include advanced braking systems, stability control, and even lane departure warning. Some boast blind-spot monitoring and collision mitigation systems. Remember, the specific safety features depend on the manufacturer and model.

Q16: How Long Can A Small Truck Be Expected To Last?

The lifespan of a small semi-truck depends on factors such as maintenance, usage, and operating conditions. If you look after your small-scale semi-truck, it can often stay in service for 15 years or longer!

Q17: Are There Any Incentives Or Benefits For Using Small-Scale Semi-Trucks?

In certain regions, you might find incentives or benefits to encourage using small semi-trucks. These could include incentives for electric or alternative fuel-powered trucks, tax credits, or grants promoting efficient and eco-friendly transportation.

Q18: Can Small-Scale Semi-Trucks Be Financed Or Leased?

Absolutely! You can find semi-trucks for sale with financing. You can lease semis through various financial institutions and truck dealerships. Explore different options and terms to sign up for the best one for your needs.

Final Thoughts

We’ve explored the world of small semi-trucks, covering their compact size, increased maneuverability, and versatile applications.

These vehicles offer benefits such as lower operating costs and accessibility to confined areas and play a crucial role in localized transportation and last-mile logistics.

Check out Mission Financial Services for more information on how to join in the rapidly expanding lorry-driving sector. You’ll soon be cruising the roads in no time!