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GETTING a license

How To Obtain A Commercial Truck Driver License

GETTING a license

If you drive a commercial motor vehicle, you must hold a Commercial Driver’s License (CDL).
Getting a CDL can be a reasonably long process, depending on the type of license you’re applying for and what allowances and limitations this license holds.

It’s essential that you understand precisely what kind of CDL you need before getting involved in any commercial driving or trucking business.

We’ll break down everything you need to know in the guide below.

What is a Commercial Driver’s License?

A Commercial Driver’s License (CDL) is a specialized driver’s license required in the United States and some other countries to operate vehicles used for commercial purposes. This license allows individuals to legally drive vehicles larger or heavier than those permitted by a regular driver’s license.

Valid CDL holders are held to higher standards due to the nature of the vehicles they operate. They are subject to more stringent regulations regarding driving hours, vehicle maintenance, and compliance with traffic laws.

CDL License Classes Overview

CDLs are categorized into different commercial driver’s license classes, each allowing the holder to operate various types of vehicles based on their size, weight, and purpose.

Class A CDL

This class permits the operation of combination vehicles with a Gross Combination Weight Rating (GCWR) of 26,001 pounds or more, where the vehicle being towed has a Gross Vehicle Weight Rating (GVWR) of over 10,000 pounds.

Type of CDL
Class B CDL

With a Class B CDL, you can drive single vehicles with a GVWR of 26,001 pounds or more or operate such vehicles towing trailers with a GVWR not exceeding 10,000 pounds.

Class C CDL

This class is for vehicles that do not fit into Class A or Class B but are designed to transport 16 or more passengers (including the driver) or transport hazardous materials.

How Do I Get a Commercial Driver’s License?

Getting a commercial truck driver’s license is a lengthy process. Here are the main steps involved.

Check Eligibility Requirements

Ensure you meet the eligibility criteria set by your state’s Department of Motor Vehicles (DMV). Typically, you must be at least 18 years old to drive within the state and 21 years old to drive across state lines or transport hazardous materials.

Apply for a Commercial Learner’s Permit

Start by applying for a CLP at your local DMV office.

You’ll need to pass the required knowledge tests specific to the type of CDL you’re seeking. These tests cover general knowledge, air brakes (if applicable), and any necessary endorsements, such as transporting hazardous materials or passenger vehicles.

LEARNERS application
Training and Practice

Consider enrolling in a CDL training program or school to learn the skills required for driving a commercial motor vehicle. Practice driving under the supervision of a licensed CDL holder to gain experience.

Schedule CDL Skills Test

Once you’ve held your commercial learner’s permit for the required period (typically a few weeks), schedule a CDL skills test with the DMV. This test includes a pre-trip vehicle inspection, basic vehicle control, and an on-road driving assessment.

Apply for CDL

Once you’ve passed all the required CDL exams, submit your application for the full CDL at the DMV office. You must pay the required fees and provide any additional information requested.

Commercial Driver’s License Program

There are a couple of stages involved in obtaining a license to drive commercial motor vehicles. Here’s a breakdown of what you have to go through.

Commercial Learner’s Permit (CLP)

Before the DMV can issue commercial driver’s licenses, you must first obtain a CLP. To do this, you’ll need to pass a written test specific to the type of CDL you’re applying for and any endorsements required for specialized driving.

The CLP allows you to practice driving a commercial vehicle under the supervision of a licensed CDL holder.

learner driver
Complete Entry-Level Driver Training

Many states and employers require the completion of Entry-Level Driver Training (ELDT) from a registered training provider.

This training covers classroom instruction and practical behind-the-wheel experience, teaching essential skills and safety practices for commercial driving. ELDT often includes vehicle operation, safety protocols, regulations, and hands-on driving practice.

Commercial Driver’s License (CDL)

After obtaining a CLP and completing the required training, you must pass a skills or road test to get your full CDL.

The skills test typically consists of three parts:

  • A pre-trip vehicle inspection
  • Basic vehicle control
  • An on-road driving assessment

Passing this test shows your ability to operate the specific commercial vehicle you intend to drive.

Once you successfully pass the skills test, you can apply for the full Commercial Driver’s License at your local DMV office. You must submit the necessary documentation, pay the required fees, and provide proof of completing the CLP and any mandated ELDT.

Training and Testing

Training for a CDL involves both classroom learning and practical training covering traffic laws, vehicle operation, safety protocols, and hands-on driving practice.

Candidates develop skills in vehicle inspection, control, and safe driving techniques, preparing for written knowledge and practical skills tests.

Specialized endorsements for tasks like hauling hazardous materials may require additional training and testing.

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Medical Certification

Medical certification is a requirement for obtaining and maintaining a CDL in the United States. It involves a physical examination by a certified medical professional who evaluates a driver’s health to ensure they meet the necessary medical standards for operating commercial vehicles.

The examination assesses various aspects of health, including vision, hearing, blood pressure, diabetes, cardiovascular health, and overall physical fitness.

Drivers must provide proof of meeting these medical standards by obtaining a Medical Examiner’s Certificate (MEC) or DOT Medical Card.

Drivers need to renew this certification periodically, usually every two years, to ensure they continue to meet the health requirements for safe commercial driving.

Endorsements, Restrictions and Waivers

Endorsements, restrictions, and waivers are extra permissions, limitations, or exceptions granted to drivers based on their qualifications or specific driving conditions. Federal law notes them on the CDL permit and controls them.

Endorsements

Endorsements are additional qualifications beyond the standard CDL that allow drivers to operate specialized vehicles or perform specific tasks. You’ll need the proper endorsement for whatever truck driver job you plan to do. This could include:

  • Hazardous Materials (Hazmat): Allows you to drive a truck carrying hazardous materials.
  • Tank Vehicles: Permits drivers to operate tankers.
  • Passenger Vehicles: Enables driving vehicles carrying a certain number of passengers, like buses.
  • School Bus: Allows drivers to operate school buses, typically requiring extra training and testing.

firefighters
Restrictions

These are limitations imposed on a CDL, specifying conditions or types of vehicles a driver is not allowed to operate. Restrictions could include:

  • E: Prohibits drivers from operating vehicles with manual transmissions.
  • L: Limits drivers to vehicles without air brakes.
  • Z: Indicates a full air brake restriction, excluding the operation of vehicles equipped with air brakes.

Waivers

These are exceptions granted to CDL applicants under specific circumstances. For example:

  • Skill Performance Evaluation (SPE) Certificate: Allows drivers with specific impairments, such as missing limbs, to qualify for a CDL after passing an additional evaluation.
  • Vision or Hearing Waivers: In some cases, drivers with impaired vision or hearing may qualify for a waiver if they can still demonstrate the right skills or use assistive devices that allow them to drive safely.

Exemptions

Certain types of commercial drivers are exempt from holding a Commercial Driver License. Here are some examples of CDL exemptions:

  • Taxi and Ride-Sharing Drivers: Drivers operating taxis or ride-sharing vans that transport fewer than seven passengers are often exempt from holding a CDL.
  • Firefighters: Firefighters operating emergency vehicles are typically exempt from CDL requirements when performing their official duties.
  • Rescue or First-Aid Squad Operators: Drivers operating vehicles for rescue or first-aid purposes as part of a squad or emergency response team may be exempt from needing a CDL.
  • Farmers: Farmers transporting their own agricultural products, machinery, or supplies within a specified distance (usually around 150 miles) from their farms might not need a CDL.

It’s important to note that while these exemptions exist in certain states or under specific circumstances, regulations can vary by jurisdiction. So, make sure you properly understand the CDl requirements of your situation.

Final Thoughts

Commercial Driver’s Licenses are relatively easy to get if you follow the proper process and take the right steps and training. Get the correct license, and a whole new world of commercial driving opportunities opens up.

Are you planning to purchase a commercial vehicle? Get in touch with us at Mission Financial Services, where we can help you easily obtain financing.

semi truck owner (1)

How To Be A Successful Semi Truck Owner Operator

semi truck owner (1)

Running your own trucking business may be a dream. However, there’s a lot that goes into being a successful semi truck owner-operator, and it’s essential that you know all the different elements involved in managing a business.

Follow this guide to learn some of the most important tactics and responsibilities that owner-operators should show.
What is an Owner-Operator?
An owner-operator is an individual who owns and operates their own trucking business.

Instead of working as an employee for a trucking company, an owner-operator owns the truck they drive and may either work independently or lease their services to carriers or logistics companies.

A successful owner-operator is responsible for managing their truck, handling maintenance costs, fuel expenses, insurance, and other overheads associated with running a trucking business.

Owner-operators can choose their routes and schedules and sometimes negotiate their compensation rates.

Tips to Becoming a Successful Owner-Operator

If you own a semi-truck, then establishing a successful owner-operator business is undoubtedly appealing. Here are a few essential tips for truck owner-operators to keep in mind.

Ensure You Have Enough Experience

Gaining experience is crucial before transitioning into an owner-operator role within the trucking industry.

Working as a truck driver provides invaluable knowledge about the nuances of the job, from managing different cargo types to understanding diverse routes and handling various situations on the road.

Acquiring hands-on experience also familiarizes individuals with different equipment, truck maintenance, industry regulations, and the administrative aspects of the business. You’ll probably also need to hold and use your commercial driver’s license for some time to help you get better rates on truck financing and commercial insurance.

Create a Business Plan

Crafting a comprehensive business plan is essential to the success of any owner-operator business.

This plan should outline your business goals in detail. This might involve expanding a fleet, specializing in certain cargo types, or targeting specific geographic areas.

It’s crucial also to perform thorough market research, identify your target audience, study your competitors, and pinpoint your unique selling propositions. Within your business plan, include a detailed financial strategy.

business plan

Assess Your Finances

Understanding your costs is an essential step in starting any kind of business. As you’ll be running your own truck and operating your own business, all costs involved are your responsibility.

Your financial evaluation should cover startup costs, including the purchase or lease of a truck, insurance, permits, and licenses. Understanding ongoing expenses such as fuel, maintenance, repairs, and taxes is also crucial.

Distinguishing between fixed costs (insurance, truck payments) and variable costs (fuel, maintenance) is essential for gaining a clear picture of the financial health of your business.

You’ll need to realistically understand your finances and know how to track them in order to run a successful owner-operator business.

Understand Freight Cycles

A comprehensive understanding of freight cycles for commercial motor vehicles is vital for your operational success.

Study seasonal trends and industry cycles to help anticipate busy and slow periods in freight demand.

You’ll want to diversify your client base or adapt your services during slower periods to maintain consistent income. During peak seasons, you can develop strategies to capitalize on increased demand by efficiently planning routes and securing higher-paying contracts.

Know How to Generate Revenue

Owner-operators can make money in the trucking industry in a couple of different ways.

Explore different types of commercial trucking opportunities such as load boards, freight brokers, direct contracts with shippers, or participation in dedicated freight programs offered by larger companies. Building a solid network within the industry is also crucial for securing repeat business and referrals.

credit score

Have a Maintenance Reserve

Being a small business owner can be expensive – especially when you have to maintain a commercial truck.

Make sure that you allocate funds for truck maintenance and unexpected repairs. By setting aside a portion of earnings into a designated maintenance reserve, unexpected breakdowns, and repairs can be managed without causing financial strain or disrupting business operations.

Regularly scheduled preventive maintenance helps avoid costly breakdowns and extends the lifespan of your equipment, ensuring continued smooth operations.

Protect Your Credit

Maintaining strong credit is a vital element of your owner-operator career.

Ask other owner-operators, and they’ll tell you that good credit is so much more than just a way to help your cash flow; it’s a way to manage your business.

Timely bill payments, responsible debt management, and regular monitoring of credit reports help you achieve a good credit score. A good credit score opens up better financing options, lower interest rates on loans, and increased credibility when negotiating contracts or leases.

Create Your Own Schedule

The flexibility of being an owner-operator means you can create personalized schedules that maximize productivity.

Effective route planning, workload balancing, and rest period management are essential for running a trucking operation.

deals

Negotiate Your Own Deals

Developing strong negotiation skills is essential for owner-operators to secure the rates, terms, and contracts they want.

Understanding market rates, industry standards, and the value of services helps you confidently manage negotiations. Building strong relationships while negotiating fosters mutually beneficial agreements that prioritize long-term partnerships and profitability.

This is essential for a successful owner-operator business.

Final Thoughts

If you own and operate your commercial truck, you must have solid business management skills and trucking abilities. Follow the tips above, and you’ll be in an excellent position to manage a successful business.

If you want to purchase a semi-truck, you’ll need to gain the right financing. Get in touch with us at Mission Financial Services to make acquiring financing an easy process.

truck leasing

Guide To Commercial Truck Leasing

truck leasing

There are two main ways to acquire a commercial truck: purchasing one or leasing one.

Commercial truck leasing is a convenient solution for getting access to a semi-truck. The upfront costs are lower, and you eliminate many risks associated with owning a truck. However, commercial truck leasing also comes with its downsides.

We’ll explore everything you need to know about this in the guide below.

What is Commercial Truck Leasing?

Commercial truck leasing is when you rent a truck for a specified period instead of purchasing it outright. Leasing commercial vehicles involves a contract between the lessee (the party renting the truck) and the lessor (the owner or leasing company providing the truck).

Under a commercial truck lease, the lessee pays a regular monthly fee for using the truck over a predetermined period. The lease terms could include maintenance responsibilities, mileage limitations, insurance requirements, and potential penalties for excessive wear and tear on the vehicle.

There are various types of truck leasing options available, such as:

  • Full-Service Leasing: This type of lease covers most costs associated with the truck, including maintenance, repairs, insurance, and sometimes even registration fees.
  • Finance Lease: Also known as a capital lease, it’s more like a loan where the lessee assumes most of the responsibilities of ownership, including maintenance and insurance.
  • Operating Lease: A short-term lease where the lessee doesn’t take on the risks of ownership. This type of lease often allows for easier upgrades to newer vehicles.

truck lease agreement

Essential Elements of a Commercial Truck Lease

While you can have different types of agreements for leased trucks, a leased vehicle agreement should include the following elements. Understanding the fine print of these different elements is essential before leasing a commercial vehicle.

Identification of Parties

The lease should clearly identify the lessor (owner or leasing company) and the lessee (the individual or business renting the truck).

Description of the Truck

The agreement should specify the truck’s details, including make, model, year, Vehicle Identification Number (VIN), and any additional features or equipment.

Lease Term

The agreement should state the duration of the lease, such as the start date and end date, or the duration of the lease period in months or years.

Payment Terms

This section outlines the financial aspects, including the amount of monthly lease payments, due dates, additional fees, and penalties for late payments or breaches of the agreement.

Maintenance and Repairs

The lease should define the responsibilities for maintaining and servicing the truck, specifying whether the lessor or lessee is responsible for preventive maintenance, repairs, and insurance coverage.

Usage Restrictions

Details covering how the truck can be used, mileage limits, geographical restrictions, and any prohibited activities should be clearly outlined.

Return Conditions

Conditions for returning the truck at the end of the lease term. This includes requirements for its condition, any excess wear-and-tear charges, and potential charges for exceeding agreed-upon mileage.

truck inspection

Insurance Requirements

Specifications regarding the types and levels of insurance coverage required for the leased truck, including liability, collision, and comprehensive coverage.

Early Termination or Buyout Options

Any provisions regarding early termination of the lease or options for the lessee to purchase the truck at the end of the lease term should be clearly stated.

Comparing Commercial Truck Leasing vs. Purchasing Options

Should you purchase or lease a commercial truck? Each option has its trade-offs.

Leasing offers lower initial costs, predictable monthly expenses, potential tax benefits, and easy upgrades. However, you don’t get ownership equity, and the long-term costs can add up.

On the other hand, buying a truck involves a higher upfront investment, but it gives you ownership of a significant asset, flexibility in your truck’s usage, and potential long-term cost savings.

However, ownership also involves bearing all maintenance costs and facing depreciation impacting resale value.

Choosing between leasing and purchasing should depend on your immediate cash flow, long-term business strategies, and operational requirements.

Owning a vehicle is typically preferred, but many trucking companies don’t have the cash to purchase a new truck. Leasing is also a standard solution for substitute vehicles to keep a fleet running and the business moving.

truck lease pros and cons

Commercial Truck Lease Pros and Cons

As we’ve already mentioned, commercial truck leasing comes with its pros and cons.

Pros

  • Lower initial costs
  • Monthly lease payments are more predictable
  • Lease payments might be tax-deductible as a business expense
  • Some leases include maintenance services
  • Easier access to newer vehicle models at the end of the lease term

Cons

  • Lessees do not gain ownership or equity in the truck.
  • Lease agreements often involve mileage limits and usage constraints
  • The long-term costs of leasing might be greater than ownership

Costs to Consider When Leasing Commercial Trucks

Leasing a commercial vehicle involves various costs. Here’s a breakdown of what you can expect.

Monthly Lease Payments

The main cost is the monthly lease payment, which covers truck use. This payment varies based on the type of lease, truck model, and your lease terms.

Down Payment or Initial Fees

Some leases require a down payment or initial fees upfront. These costs can vary and may include security deposits or the first month’s payment.

Maintenance and Repairs

Depending on the lease agreement, lessees might be responsible for maintenance and repair costs. Some leases include maintenance services, while others require lessees to cover these expenses separately.

costs
Insurance

Lessees are typically required to have insurance coverage for the leased truck. Insurance costs vary based on coverage types, deductibles, and the truck’s value.

Excess Mileage or Usage Fees

Lease agreements often include a maximum mileage limit. If this limit is exceeded, additional fees per mile might apply.

Taxes and Fees

There may be taxes, registration fees, and administrative costs associated with leasing a commercial truck.

Early Termination Fees

Terminating a lease before the agreed-upon term might result in penalties or early termination fees.

Final Thoughts

Leasing a truck might seem like an attractive option, but in the long run, it’s generally best to own a vehicle.

Luckily, it’s possible to access affordable vehicle financing that makes purchasing a commercial truck an easy process. Get in touch with Mission Financial Services to gain the funding for your dream truck.

truck accident stats

How Many Accidents Are Caused By Semi-Trucks?

truck accident stats
Large trucks, like semi-trucks, are essential in growing the U.S. economy. They’re the backbone of the overland freight transportation industry, which recent statistics indicate is worth over $730 billion. Simultaneously, these large and heavy trucks present a significant risk for fatal road accidents. So how many accidents are caused by semi-trucks?

We investigated how many accidents are caused by semi-trucks nationwide, their causes, and when they are most likely to happen.

The truck accident statistics research findings below provide insight that truck drivers like yourself can use to minimize or prevent motor vehicle crashes and make our roads safer for everyone.

How Common Are Semi-Truck Accidents?

Crashes involving large trucks have become a growing concern as their numbers increase yearly.

In 2021, there were approximately 523,796 police-reported large truck accidents that injured an estimated 154,993 people and killed 5,788 individuals across the U.S.

This was a significant increase (nearly 26% rise) from 2020, when about 415,444 large truck crashes happened, 141,613 people were injured, and 4,945 died.

High-Risk Times for Truck Accidents

Fatal semi-truck accidents peak between June and October, with the highest recorded in September 2021 at 515 crashes. Urban areas witness over half (54.53%) of these incidents, primarily on non-interstate highways (73.99%).

Most fatal and non-fatal accidents involving large trucks occur on weekdays between 6 a.m. and 6 p.m. As a semi-truck driver, vigilance is crucial, especially on non-interstate highways during weekdays, to prevent accidents and safeguard road users.

bus accident

Semi-Truck Accident Statistics

Here is a summary of essential semi-truck accident statistics commercial truck drivers need to note.

Truck Accidents Statistics by State

Texas leads in fatal crashes with approximately 568 fatal large truck accidents in 2020, followed by California with about 368 incidents. Florida, Georgia, and Illinois rank as the third, fourth, and fifth high-risk states, reporting 322, 210, and 155 fatal semi-truck accidents, respectively, in 2020.

Conversely, Washington stands is the safest state, recording only one fatal accident in 2020. States with the lowest rates include Vermont (4), Rhode Island (6), Hawaii (6), and Alaska (8).

Truck Accidents by Vehicle Type

This section highlights large truck accident statistics by vehicle type so you can see the extent of motor vehicle accident risk you face daily as you share the road with these different types of vehicles.

Semi -Truck Accidents

Semi-trucks are responsible for nearly all fatal large truck crashes because they have more blind spots and leave little room for error when driving. Of the fatal truck accidents in 2020, 74% included semi-trucks. Also, semi-truck accident victims suffer the most severe injuries.

Bus Accidents

Thousands of deadly bus accidents happen every year. In 2021, more than 100 people died as a result of school bus-related accidents alone. If we include data from fatal motor vehicle accidents involving private charter and public buses, the number of fatalities easily doubles.

reduce speed

Garbage Truck Accidents

Frequent and potentially fatal garbage truck accidents result from the poor driving habits of many garbage truck drivers. These drivers often operate in low-light conditions and tend to stop and start multiple times in the middle of their routes instead of pulling over, contributing to unavoidable fatal accidents.

Common Causes of Truck Accidents Statistics

Different types of commercial truck accidents may occur as a result of one or a combination of the following causes:

Truck Driver Error

The Federal Motor Carrier Safety Administration (FMCSA) conducted a large truck crash causation study, identifying truck driver errors as the primary cause of most accidents. These errors, categorized as non-performance, decision, recognition, and performance errors, accounted for 87% of all examined accidents.

The study underscores the need for heightened attentiveness among drivers of semi-trucks and large vehicles compared to drivers of passenger vehicles.

Speeding

Most inter- and non-interstate roads impose low-speed limits for truckers due to the vehicles’ large sizes and the longer distance needed to stop. However, speeding was a contributing factor in 7.3% of the fatal accidents that happened in 2020.

tired driver

Trucker Fatigue

FMCSA established hours of service guidelines to regulate the number of consecutive hours truckers can drive and how long they should rest before resuming work. Despite this, some truck drivers spend long hours on the road and fall asleep behind the wheel due to trucker fatigue. Trucker fatigue is a contributing factor in about 13% of truck accidents.

Drug Use

Alcohol and drug use impair a person’s ability to drive safely by affecting cognitive functions, resulting in diminished focus, impaired vision, and slower reaction times. In 2020, approximately 2.8% of truck drivers involved in accidents had a blood alcohol content (BAC) exceeding 0.08%.

Despite the Federal Motor Carrier Safety Administration (FMCSA) setting a stringent BAC limit of 0.04%, which can lead to license suspension, drug and alcohol use still contributes to nearly 20% of truck accidents.

Tire Defects

Tire defects, including tread separation, pressure loss, and full-on blowouts, can destabilize large trucks, causing truck drivers to lose control of their vehicles and crash. Tire problems lead to large truck crashes nearly 6% of the time.

Brake Problems

Brake problems resulting from stuck calipers, master cylinder failure, and leaking fluid lines usually prevent drivers from stopping in good time. They occur more frequently than tire defects and lead to large truck crashes almost 29% of the time.

Roadway Issues

Poor road conditions contribute to approximately 20% of large truck accidents. Common roadway issues include large potholes, missing road markings, and missing signage.

Final Thoughts

Reducing the unpredictability of truck accidents is possible through collective efforts. Avoid drinking and driving, consistently maintain your truck, and remain vigilant to prevent errors while driving.

In the unfortunate event of a semi-truck accident, it’s essential to know your rights and seek compensation for damages. Follow a step-by-step guide to navigate the aftermath successfully.

Additionally, engaging a competent lawyer is crucial for filing a truck accident case. Explore our blog for detailed guides on selecting the best commercial vehicle accident lawyers tailored to various motor vehicle accidents. Take proactive steps to enhance road safety and protect your rights.

dollars

How Much Do Commercial Truck Drivers Make?

dollars

How much do commercial truck drivers make? If you plan on getting into the trucking business, this is an essential question.

Unfortunately, there’s no straightforward answer here. Truck driver salaries can vary greatly depending on factors like the type of trucking being done, the driver’s experience, distances covered, and more.

By understanding these factors, you’ll be better positioned to get a fair-paying truck-driving job based on your experience.

To help you understand this better, we break down everything you need to know about truck driver salaries in the guide below.

Commercial Truck Drivers Salaries

The average truck driver’s salary in the US is $1,864 per week. This comes from a reported 434.6k salaries.

However, what truck drivers earn can differ vastly depending on various factors – like the driver’s experience, the type of trucking being done, the distance drivers cover, and more.

The average pay for an owner-operator can also differ vastly compared to a driver employed by a trucking company. Local drivers and regional drivers also earn differently compared to long-haul truckers.

Plus, different pay structures are involved in various types of trucking jobs.

Factors that Influence Truck Driver Pay

As mentioned above, a truck driver’s salary can differ vastly depending on various factors. Let’s break this down into more detail.

Salary of a Truck Driver by Route Type (Distance)

The salary of a truck driver can vary based on the type of route they drive.

Long-haul or cross-country routes often pay differently than shorter routes driven by regional truck drivers due to differences in distance, time commitment, and demand.

Salary of a Truck Driver by Operating Mode

The mode of operation can significantly impact a truck driver’s salary.

Drivers operating as owner-operators might earn differently than those employed by trucking companies. Specialized freight or specific industry-related transport may also influence pay scales.

For example, hazmat truck drivers, mining industry drivers, or OTR truck drivers have areas of specialization, which could result in earning more money and additional benefits compared to an Amazon delivery driver.

Salary of a Truck Driver by Experience

Experience plays a crucial role in determining a truck driver’s salary.

Drivers with more years in the industry often earn higher pay due to their expertise, knowledge of routes, safety records, and familiarity with the job’s demands.

The longer you’ve held a commercial driver’s license and have a clean driving record, the better your chances are of earning more money.

External Factors Affecting Salary

Various external factors can influence a truck driver’s salary, such as economic conditions, supply and demand for drivers, fuel prices, industry regulations, seasonal variations, and overall market dynamics.

These factors can fluctuate and impact pay levels within the trucking industry. This also means regional truck driver pay can differ in quite a big way.

ice road driver
What Types of Truck Driving Pay the Most?

There are various truck driving jobs, and those requiring special endorsements or licenses often tend to pay higher. This is because of the extra skills, training, and responsibilities involved.

Here are some types of truck driving jobs that typically pay more.

Hazmat Trucks (H Endorsement)

Drivers transporting hazardous materials (Hazmat) usually earn higher pay due to the increased risk and specialized training required to handle such cargo safely. This endorsement involves transporting any materials deemed hazardous by federal law.

Doubles/Triples (T Endorsement)

Truck drivers hauling double or triple trailers often command higher pay due to the complexity and skill required to maneuver these larger combinations of vehicles on the road safely.

This endorsement permits drivers to operate multiple trailers simultaneously.

Tankers (N Endorsement)

Drivers transporting liquids or gases in tanker trucks typically earn more due to the specific handling and driving skills necessary for these vehicles.

This endorsement is required for hauling liquids or gases in bulk.

Hazmat and Tanker (X Endorsement)

Combining Hazmat and Tanker endorsements (X Endorsement) typically increases pay. Drivers with this endorsement have the qualifications to transport hazardous materials and tanker loads, requiring a higher level of expertise and responsibility.

Ice Road Drivers

Ice road truckers who navigate frozen roads and extreme conditions in remote areas, such as Alaska or Northern Canada, tend to earn higher salaries.

This is due to the hazardous nature of the job, driving in extreme weather conditions, and the specialized skills required to operate a commercial vehicle in such environments.

hourly pay

Truck Driver Pay Models

To understand how much a truck driver’s salary is, it’s essential to understand the different pay structures involved.

Hourly Pay

Some truck drivers are paid based on the number of hours worked. This model calculates payment for the time spent driving, loading, unloading, or performing other work-related tasks.

Per Mile Pay

This model pays truck drivers a set rate for every mile they drive. It’s a common method where drivers receive a specific amount for each mile traveled, incentivizing longer distances and more driving hours.

Fixed Salary

Certain truck drivers receive a fixed salary regardless of the hours worked or miles driven. This model provides consistency in income, and drivers who prioritize stability over pay fluctuations based on hours or distance may prefer it.

Percentage of the Load

Truck drivers receive a percentage of the total revenue generated by the load they transport in this pay structure.

Team Driver Pay

Team drivers, where two drivers share driving responsibilities for a single truck, can get paid uniquely.

This could involve dividing the pay based on the miles driven, hours worked, or a fixed load percentage. This depends on the arrangement between the team members and the employer.

safety bonus

Types of Commercial Truck Driver Pay

Beyond pay structures, there are also various forms of truck driver pay that you should know about.

Per Diem Pay

This pay model compensates truck drivers for daily expenses incurred on the road, such as meals and lodging.

Per diem pay is a daily allowance provided to cover these expenses. It is often given in addition to the driver’s regular wages.

Stop Pay

Truck drivers sometimes receive stop pay for each stop or delivery made during a trip.

It compensates drivers for the time spent at various stops, including loading and unloading cargo, which can add up during multi-stop routes.

Detention Pay

When truck drivers experience delays at pickup or delivery locations beyond the agreed-upon waiting time, detention pay is provided.

This is to cover the extra time spent waiting due to delays in loading or unloading.

Fuel and Safety Bonuses

Some trucking companies offer bonuses to drivers based on fuel efficiency or safe driving practices.

Fuel bonuses reward drivers for achieving good fuel mileage, while safety bonuses acknowledge drivers for maintaining a safe driving record and sticking to safety regulations to avoid commercial vehicle accidents.

Accessorial Pay

Accessorial pay includes extra compensation for various non-driving tasks or services performed by truck drivers.

This could involve handling specialized equipment, assisting with loading or unloading, providing extra services beyond regular driving duties, or navigating challenging routes.

ask questions

Final Thoughts

Various factors go into how much truck drivers earn and how they earn money. If you’re planning on entering the trucking business, then it’s essential to understand the different elements that go into a driver’s compensation package. This can help you build the right experience and endorsements to maximize your earning potential.

Are you looking to purchase a semi-truck for your trucking business? Then, you’ll need to get financing. Contact us at Mission Financial Services, where we help truck drivers get funding for their dream commercial vehicle – even if you have a bad credit score.

truck driver hire

Hiring A Driver For Your Semi Truck

truck driver hire
Hiring a truck driver is no easy business. There are many considerations you need to make when choosing a good driver. This goes beyond their experience and qualifications.

You must ensure your trucking business is adequately set up to take on a new driver. Before bringing them into your business, you’ll also need to understand the truck driver’s personality and how they operate.

Making the right hires can make a big difference to your success, while the wrong hires can cause all kinds of issues.

To help you hire truck drivers properly, here are all the steps and considerations you should follow.

long haul
How to Hire the Right Truck Driver

Knowing how to hire truck drivers is one of the most important things you’ll ever do when running a trucking business.

While it’s always possible to find truck drivers who can operate a commercial vehicle, the right drivers for your business should possess various other traits and skills. After all, the people behind your business determine its success.

Here are a few key steps to help you hire truck drivers that best align with your business needs.

Identify the Type of Truck Driver You Need

Identifying your business’s precise type of truck driver is the first essential step to a successful hiring process.

Whether it’s a short-haul driver for local deliveries, a long-haul driver for interstate transportation, a casual driver for occasional assignments, or even an owner-operator, understanding the specific qualifications and job requirements for each role is crucial.

You must thoroughly research the qualifications, certifications, and experience necessary for different driving positions. This will help you create job descriptions that attract suitable candidates and streamline selection.

Long-Haul and OTR Trucker

Long-haul and OTR (Over-the-Road) truckers are the backbone of the transportation industry, responsible for transporting goods across vast distances.

These truck drivers spend extended periods away from home, navigating diverse terrains and weather conditions while ensuring timely and safe deliveries. They must possess exceptional driving skills, a solid commitment to safety regulations, and the ability to manage their time efficiently to meet strict delivery schedules.

The role of long-haul and OTR truckers demands resilience and adaptability, as they often face unforeseen challenges on the road. Candidates for these positions should have a clean driving record, hold relevant commercial driving licenses (CDL), and have enough expertise in managing long-haul trips.

Looking for a truck driver with a reliable background in long-haul trucking is essential, as not all local truck drivers can easily adjust to this lifestyle.

heavy hauler
Heavy Hauler or Oversized Load Trucker

Heavy hauler drivers, or oversized load truckers, are specialized professionals who carry goods that exceed standard weight or size limits. These drivers need expertise in handling and transporting exceptionally large or heavy cargo, such as machinery, construction equipment, or industrial materials.

Their role demands unique skills, including an in-depth understanding of specialized equipment, securing loads, and complying with strict regulations governing oversized transportation.

These truck drivers are also often required to hold specialized permits and adhere to specific safety protocols to guarantee the secure and efficient transport of oversized loads.

Employers seeking heavy haulers prioritize candidates with extensive experience handling oversized cargo and a good knowledge of state and federal regulations regarding weight limits and permits.

truck insurance
Purchase Truck Insurance

Getting the right truck insurance is an essential part of hiring the right truck driver and ensuring the safety and security of your business. Before you take on qualified truck drivers, you must ensure that your vehicle and business will be protected when they’re behind the wheel.

Some insurance policies may be skeptical of offering complete protection if somebody new is driving the truck or the driver needs more experience in commercial driving.

Trucking companies need comprehensive insurance coverage that protects both their drivers and the transported cargo. Choosing the right insurance policy involves looking into various factors, like the type of freight being transported, the distance covered, and the specific risks associated with the routes.

Truck insurance typically includes liability coverage, cargo insurance, and physical damage coverage for the vehicles.

Liability coverage protects against damages or injuries caused by the truck driver. At the same time, cargo insurance covers the value of the transported goods. Physical damage coverage protects the trucks themselves against accidents or other physical damage.

Familiarize Yourself With Local and State Laws

Understanding and sticking to local and state laws is crucial when hiring the right truck driver for your business.

Different jurisdictions have specific regulations that govern various aspects of trucking operations, impacting everything from the type of driver and truck to the nature of the cargo and the intended destination.

Federal, state, and local laws cover a range of important considerations, including maximum load weight restrictions, prerequisites for CDL training and testing, mandatory insurance coverage, regulations concerning road and fuel taxes, and limitations on vehicle size.

You must adhere to these laws when filling a truck driver position as an employer. If you need to become more familiar with the local regulations, it may be worth talking to a lawyer before you find qualified truck drivers.

interview
Confirm That Your Business Insurance Covers Truck Drivers

Before finalizing the hiring process for any full-time or part-time truck driver, you must ensure that your business insurance covers the specific position adequately.

While commercial auto insurance is necessary for all truckers, extra insurance types such as trucking general liability coverage, business interruption insurance, and motor cargo coverage can fill potential gaps in protection.

Make sure that you have comprehensive insurance coverage that will protect your vehicle and business when you fill new truck driver jobs. This is also why hiring experienced drivers is so important.

Create Postings on Job Search Sites

The first place you’ll go to hire drivers is probably a job board. This is important, as it’s where most drivers in the trucking industry will be looking for work.

However, it’s not the only place you can look to find truck drivers. Think outside the box and consider reaching out to known drivers using social media channels. You can find groups of truckers in your area on social media – this is a great way to connect with local truck drivers.

Another good strategy is reaching out to recruiters specializing in the trucking industry. They will have a large pool of potential candidates in your area and may help you find experienced drivers who aren’t actively checking job boards.

Interview and Vet all Potential Drivers

If you plan on hiring drivers to help you operate your truck, you will need to make sure they are properly qualified. All drivers must have a valid CDL and meet the DOT’s medical requirements.

Make sure you get the right information from your next truck driver so that you can perform a background check. This could include:

  • Following up to make sure they have a clean driving record
  • Checking their personal identification number
  • Checking their verifiable address
  • Performing a drug screening
  • Assessing their qualifications to make sure they match your job needs

Reliable drivers need to have all of the right qualifications and experience, but they should also show a good attitude and have knowledge of your specific area of trucking.

onboard
Onboard your New Driver

Onboarding a new driver is essential in integrating them effectively into your trucking business.

Setting clear expectations for performance from the outset is crucial. This involves outlining key performance indicators, such as delivery schedules, safety protocols, and customer service standards.

Communicating company policies properly ensures that the driver understands and adheres to the rules of your trucking company.

You’ll also want to stress the importance of equipment inspections and maintenance procedures in your business. Provide guidance on regular inspections, explaining how drivers must report any issues promptly and follow scheduled maintenance routines.

This improves the driver’s accountability for the vehicle’s condition and contributes significantly to your business operations’ overall safety and efficiency.

Incorporating these aspects into your onboarding process creates a foundation for drivers to perform at their best while upholding the company’s standards and safety measures.

Final Thoughts

Take your time hiring a new truck driver, and ensure you follow all the proper steps and procedures. Making suitable hires is incredibly important for your business’s success, so never rush the process.

If you need to purchase a new semi-truck for your business, then you’ll also need to take the right steps in finding financing for your vehicle. Get in touch with us at Mission Financial Services – we can help all kinds of trucking business operators secure the right financing to match their business needs.

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