For anyone in the commercial trucking business, buying used commercial trucks instead of new ones can be a smart move—but only if you know what to look for. The wrong choice could mean unexpected repairs, downtime, and a big hit to your bottom line.
To help you make the right decision, here are our top tips for buying a used commercial truck.
Advantages of Buying Used Commercial Trucks
As we move forward in 2025, businesses across the U.S. are seeking ways to better manage spending and make decisions that will benefit the company over the long term. It’s the same in the commercial trucking industry. Three key advantages of buying used commercial trucks are:
- Cost Savings: Used commercial trucks come with a lower initial investment compared to new ones. This allows you the opportunity to allocate funds to other critical areas of your business.
- Slower Depreciation: New trucks depreciate rapidly within the first few years. Choosing a used commercial vehicle instead means you’ve bypassed this steep depreciation curve.
- Immediate Availability: Unlike new trucks that may require waiting periods because of manufacturing and delivery schedules, used commercial trucks are typically available immediately.
6 Tips for Buying Used Commercial Trucks
Buying a used commercial truck can be a great way to save money, but it requires careful research to avoid unexpected issues. If you’re reading this article, chances are you’re looking to expand your fleet. Here are our top tips for buying a reliable used commercial truck.
1. Buy from a Reputable Truck Dealer
One of the most important steps in purchasing a used commercial truck is choosing a reputable and trusted dealer.
Look for dealers affiliated with organizations that promote ethical and transparent practices, such as the Used Truck Association (UTA), which upholds the highest industry standards. UTA members in good standing follow a strict code of ethics, focusing on integrity, professionalism, and honesty. You’ll want these qualities when choosing who to purchase a used commercial vehicle from.
Examine a dealer’s customer reviews. You can get a good idea of their credibility by engaging with your local trucking community. A well-established and trusted dealer will be transparent about the truck’s history and condition.
Avoid private sellers and auctions, as they may offer lower prices but come with higher risks. These sellers often skip thorough inspections, provide limited reports, and lack warranties. They are typically not specialists in commercial vehicles and may not have the necessary credentials to ensure quality.
2. Request and Review Key Reports
Many commercial trucking companies overlook crucial reports when purchasing a used semi-truck, missing valuable insights that could prevent costly issues.
A condition report outlines the truck’s current state and highlights any existing areas that may need attention. Ask for the truck history report. This will reveal past incidents, including accidents, repairs, and ownership changes.
Another important document is the Engine Control Module (ECM) report. This document provides data on engine performance metrics such as idle hours, fuel efficiency, and potential signs of engine misuse.
3. Investigate the Truck’s Background
Investigate the background of the used commercial truck by asking the dealer key questions. Inquire about the fleet it came from, as trucks from well-maintained fleets typically have consistent service records, ensuring better long-term reliability.
Check the maintenance history to verify adherence to schedules. Also, ask about any repairs or modifications made before sale—ensure high-quality parts were used and that modifications were performed by qualified professionals.
4. Check the Engine and Emissions System
The engine is the heart of any commercial truck, so it’s crucial to thoroughly check it for current or potential issues. Start by reviewing the engine type and mileage, as some engines are more durable while others require frequent maintenance.
Lower mileage typically means less wear, fewer issues, and a longer lifespan, so prioritize trucks with lower mileage. Request an oil analysis to detect hidden problems like metal particles, coolant, or fuel dilution, which indicate engine wear or leaks.
For modern trucks with an emissions system, ensure it’s been properly maintained—performing a forced regeneration can confirm its functionality and prevent costly repairs.
If considering a pre-emission truck, weigh the pros and cons: while older models are easier and cheaper to maintain, they lack modern efficiency features like improved fuel economy and emissions controls. Choose the option that best suits your needs.
5. Inspect the Used Truck’s Physical Condition
Don’t only rely on tests and data. Give the truck a thorough inspection in person to identify signs of wear or potential mechanical problems. A test drive is one of the most effective ways to do this.
Pay close attention to handling, braking efficiency, and transmission responsiveness. Any unusual noises, vibrations, or performance issues can indicate underlying mechanical problems.
Examine the cab and bunk area for signs of excessive wear such as torn seats, damaged storage compartments, or malfunctioning climate controls. If using the truck for long hauls, comfort and usability should be considered. Look out for features like a well-padded driver’s seat, sufficient storage space, and a functional sleeper bunk.
6. Check for an Existing Warranty and Financing Options
Check if the vehicle has a transferable manufacturer or factory warranty for added protection against mechanical issues. If not, inquire about an extended warranty covering major components.
Consider financing options to preserve your cash flow for other business needs like maintenance, fuel, or expansion. Mission Financial Services specializes in commercial truck financing, offering tailored solutions for owner-operators and small fleets.
Conclusion
Purchasing a pre-owned truck needs careful consideration and thorough research. By focusing on reputable dealers, obtaining detailed reports like maintenance history, checking for a warranty, and conducting thorough inspections, you can make a well-informed purchase. Remember, the goal is to find a reliable used truck that supports your business objectives without leading to unforeseen expenses.
For flexible commercial vehicle financing solutions tailored to your needs, consider partnering with Mission Financial Services. As experts in the commercial trucking industry, we can assist you in securing the right vehicle to grow and expand your business.
Contact us today to set up your commercial truck financing and secure the best options for your business. You can also get pre-approved with our quick and easy credit application process!
