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Is A Food Truck Considered A Commercial Kitchen?

Many food truck owners use a commissary kitchen to make their operations easier. This is a great way to access more kitchen space and ensure you’re following all local laws related to food health and safety.

In this guide, we will explore whether a food truck meets the criteria of a commercial kitchen and why food truck owners may choose to rent a commissary kitchen.

Are Food Trucks Considered Commercial Kitchens?

People rarely consider food trucks as traditional commercial kitchens, but they serve as commercial food establishments.

A commercial kitchen is a dedicated space equipped for food preparation on a larger scale. It could be part of a restaurant, catering business, or any food service establishment where food is prepared for sale.

On the other hand, food trucks are mobile units that are equipped to prepare and serve food but do not have the same permanent infrastructure as a traditional commercial kitchen. Food trucks are often smaller in scale and have limited space and resources compared to fixed commercial kitchens.

What Is a Commissary Kitchen?

A commissary kitchen, also known as a shared kitchen or ghost kitchen, is a licensed commercial kitchen space that is rented out to multiple food businesses. These kitchens provide a cost-effective solution for businesses that may not have the resources or need for a dedicated, full-scale commercial kitchen.

Commissary kitchens offer shared infrastructure, equipment, and facilities, allowing multiple businesses to operate in the same space.

Are Food Trucks Required to Use a Commissary?

Whether food truck owners need to use a commissary depends on local regulations and local health department rules. In many jurisdictions, food trucks are indeed required to use a commissary, also known as a base of operations, for specific reasons related to health and safety standards.

Here are common reasons food trucks may be required to use a commissary:

Sanitary Facilities: Food trucks often have limited space and facilities for tasks such as dishwashing, waste disposal, and proper cleaning.
Equipment Maintenance: Commissary kitchens may have the necessary equipment for maintenance, repair, and cleaning of food preparation equipment.
Waste Disposal: Commissary kitchens often have systems in place for proper disposal of waste, including grease.
Water and Power Hookups: Some food trucks may not have the capacity for a water supply or power hookup that meets health department requirements.
Storage Facilities: Commissaries typically offer storage for food supplies and equipment, addressing limitations that food trucks may have in terms of space and storage capacity.

Types of Commercial Kitchens Used By Food Trucks

If you run a food truck and are looking for a commercial kitchen space to prepare food, here are some of the top options.

Rented Space in an Existing Restaurant’s Kitchen

Some food truck operators may arrange with established restaurants to rent space in their commercial kitchens during specific hours. This allows food truck operators to leverage the existing infrastructure and equipment of the restaurant. This can be useful for storage and food prep.

Shared Space in a Commercial Kitchen

Commissary kitchens offer dedicated commercial kitchen spaces that multiple food businesses can rent, including food trucks. These kitchens provide a shared environment with all the necessary equipment for food preparation.

Private Commercial Kitchen

Some food truck operators may choose to invest in their own private commercial kitchens. This kitchen is exclusively used by the specific food truck business and may be located in a fixed or mobile structure.

Other Commercial Kitchens (Schools, Churches, etc.)

In some cases, food trucks may collaborate with schools, churches, or other institutions that have commercial kitchen facilities. This could involve renting space during non-operational hours.

Benefits of a Food Truck Commissary

Using a commissary kitchen offers various benefits for food trucks.

Shared Facilities and Resources

Commissaries allow multiple food truck operators to share the same facilities, reducing individual costs for equipment, utilities, and maintenance. The shared environment enables businesses to benefit from bulk purchasing, lowering the overall cost of supplies.

Compliance with Regulations

Commissaries are typically licensed and regularly inspected, ensuring that food trucks using their facilities meet health and safety regulations. Health department officials can inspect multiple food trucks in one location, streamlining the regulatory process.

Infrastructure Support

Commissaries are equipped with commercial-grade appliances and facilities, providing food trucks access to high-quality equipment they might not afford individually.

Commissaries often assist with equipment maintenance and repairs, ensuring that food trucks operate smoothly.

Operational Flexibility

Food truck operators can typically use commissary facilities on a schedule that suits their business needs, allowing for adaptability and efficient planning.

Shared spaces can minimize downtime between food truck services, maximizing the use of the kitchen and optimizing productivity. You also don’t have the risk of your kitchen being involved in a commercial truck accident.

Waste Disposal and Environmental Compliance

Commissaries often have systems in place for waste disposal, including grease, ensuring that food trucks adhere to environmental and sanitation standards.

Centralized waste disposal can contribute to more responsible and eco-friendly practices.

Logistical Support

Commissaries provide storage for supplies, reducing the need for food trucks to carry excess inventory and improving overall logistics. Centralized locations facilitate the delivery and receiving of goods, streamlining logistical operations.

Drawbacks of Food Commissaries

While renting a commercial kitchen offers some clear advantages, there are also potential drawbacks to consider.

Limited Control

Food truck operators may have limited control over the shared facilities, equipment, and scheduling in a commissary. This lack of control can sometimes lead to challenges in coordinating operations.

Scheduling Conflicts

Popular commissaries may have high demand, leading to scheduling conflicts, which can add a challenge to your food truck operation.

Dependency on External Factors

Food truck operators depend on the commissary’s maintenance schedules and services, potentially experiencing disruptions if the commissary faces issues or changes in its operations.

Distance from Service Locations

If the commissary is far from the food trucks’ primary service locations, transportation costs, and logistical challenges may arise.

Shared Utilities

Multiple food trucks sharing the same commissary may compete for resources such as water, power, and storage space, leading to potential conflicts.

Limited Customization

Commissaries provide general facilities that may not cater specifically to the unique needs of each food truck. This lack of customization might limit certain operational aspects.

Costs and Fees

While using a commissary can be cost-effective, there are still rental fees involved. These costs may vary, and some food truck operators might find them expensive, particularly if business is slow.

Final Thoughts

Renting a commissary kitchen should really just depend on your local laws and on how your food truck operation works. If you find the right kitchen space, it can make running your business a lot easier.

Looking for financing for a new commercial truck? Then get in touch with us at Mission Financial Services, where we make the process as easy as possible.

A Guide to Selecting Food Truck Equipment

Choosing the right equipment for your food truck business can be overwhelming if you’re just getting started.

This guide lists essential equipment and offers tips for selecting the right appliances to fit your truck’s limited space. Our goal is to simplify your equipment choices for a successful and profitable mobile kitchen venture.

6 Things to Consider Before Buying Food Truck Equipment

To run your food truck smoothly, the equipment you need depends on your business model. For example, if you’re selling frozen treats, your appliance needs will differ from those selling hot snacks and meals.

Evaluate your business needs carefully before purchasing equipment, then consider seven factors to ensure ongoing success.

1. Quality

Invest in high-quality and reliable food truck appliances that will serve you well for the long haul. Your equipment determines the efficiency of your truck’s operations and affects your capacity to generate profit.

Low-quality equipment is inefficient and may require frequent repairs or replacement, which increases your truck’s operating costs and reduces your profit margins. High-quality appliances are efficient and durable.

2. Space

Despite limited space, food trucks can host efficient industrial kitchens when you use space effectively.

Opt for compact models that can do the job without occupying excessive space. Dual-purpose equipment is also valuable for maximizing limited space. Plan your kitchen layout based on menu items and service style to ensure smooth cooking operations and high-quality service to customers.

3. Equipment Maintenance

Food truck equipment is only worthwhile if it’s easy to use, clean, and maintain. How well does it do its job, and how do you clean it?
You must meet several food equipment sanitation and safety certification standards to thrive. If an appliance requires too much time or effort to maintain and you cannot clean it regularly, it may not be the best option.

4. Suppliers

Suppliers are a vital part of running your food truck successfully. Think about partnering with local restaurant supplies wholesalers who, for a small membership fee, offer a range of premium equipment at affordable prices.

The best suppliers are honest about the technology and safety of their products and can help you find the best appliances for your specific needs. They also provide equipment installation, maintenance, and repair add-on services.

5. Pricing

When budgeting for your food truck equipment, prioritize high-quality items essential to your business model.

For example, if you’re selling French fries, focus on investing in top-quality washing and peeling machines, fries cutters, frying, de-oiling, and drying equipment, as these are crucial for your operations. Though the initial cost may be high, the returns will justify the investment.

6. Financing or Leasing

Financing or leasing your food truck equipment is an excellent alternative if you want to begin your venture with minimal financial risk until you’re sure the business model you’ve chosen will work.

Equipment Needed to Start a Food Truck

Every mobile kitchen is different, but there are some appliances and supplies all of them must have for you to perform your day-to-day activities. Most of this equipment falls into the following categories:

Storage Equipment

Storage equipment is necessary to store ingredients, prepped menu items, and leftovers. Go for containers instead of plastic bags when storing hot and saucy foods. Storage containers are durable and reusable.

You can also use them to reheat food in microwaves. Ensure you buy your containers in various sizes to meet different storage needs.

Preparation Equipment

These include tools you’ll use to ensure all the ingredients you need to cook your menu items are ready before you cook. Essential food prep items are:

Kitchen cutlery and utensils.
Cutting boards. It’s advisable to get color-coded cutting boards to avoid cross-contamination from different foods. You can buy a blue cutting board for fish, red for beef, etc.
Thermometers ensure your food is thoroughly cooked in safe temperatures to meet the required safety standards.
Blenders enable you to prepare sauces and smoothies fast. Choose powerful blenders that can handle different menu items.

Cooking Equipment

To prepare fresh meals, you need the right cooking equipment. The exact cooking appliance you require depends on the food you plan to cook. Some popular options include:

Griddle—for cooking everyday foods like sandwiches, eggs, and vegetables
Char broiler—offering gourmet burgers? This helps you prepare flavor-rich food fast.
Food truck ovens for baking
Countertop fryers
Toasters

Refrigeration and Cooling

Refrigeration and cooling equipment preserve perishable items in your inventory. These appliances also keep your meals fresh and beverages cold and include:

Under-counter freezers
Worktop refrigerators
Refrigerated prep tables
Countertop glass door refrigerators
Chest and ice cream freezes
Food warming equipment

You can use the following warming appliances to warm pre-cooked foods before serving your customers:

Countertop food warmers
Kettle or soup warmers
Fry warmers
Display warmers

Serving equipment

Serving supplies allows customers to enjoy your dishes comfortably. The most common ones are:

Disposable food containers and cups
Condiment pumps, like salt and pepper shakers. Or toppings and seasonings self-service dispensers. You can also offer condiments in portion packs so your on-the-go take-out service is quick.
Napkin and paper towel dispensers

Sanitation and safety equipment

Cleaning and safety supplies are crucial for your business to flourish long-term. You must maintain specific hygiene standards to pass frequent health inspections and keep your working permits.

Some essential cleaning equipment and supplies include sinks, sani-buckets, gloves, food service chemicals for cleaning different equipment, dish-cleaning chemicals, trash cans, and liners.
To meet the required safety standards, you’ll need:

First aid kits
Regularly serviced fire extinguishers
Fire suppression system or sprinklers,
Labels to ensure food items get used safely before their shelf life expires.

Equipment For Your Electricity Needs

Most food truck equipment requires electricity to work. Your truck’s batteries may not be enough to power them all. You’ll need a portable and reliable power source, like a generator, for your appliances to work well all day.

Gas generators are the easiest to use. However, their harsh noise and fumes can put off customers. Instead, consider getting propane generators. You’ll have to fill them regularly, but they’re less harsh on smell and sound.

New vs. Used Food Truck Equipment

The decision between new and used food truck equipment is an ongoing debate in the industry.

While some items without internal parts can be safely purchased and used if well-maintained, equipment with moving parts like ovens and heaters pose higher risks as they may deteriorate over time.

Starting with used equipment saves money initially but can lead to higher maintenance costs and downtime later. Newer, high-quality equipment is typically more efficient and comes with warranty coverage.

Final Thoughts

Our selection of food truck supplies and equipment should help you start stocking up the right items to get your business running successfully.

Remember to check your appliances’ cooking power when assessing their quality before purchase. You want to ensure you can prepare large quantities of tasty food fast to get the most out of your food truck.

To finance your food truck purchase, check out Mission Financial Services. We can customize our commercial vehicle financing options to help you buy a new or used truck affordably. Get in touch to learn more about this.

Safety Tips For Commercial Truck Drivers

There’s a lot that could go wrong on the road as a commercial truck driver. So being properly prepared, and understanding all potential safety concerns, is so important.

Taking the right approach to truck driving safety will help you avoid accidents, and truck stop safety incidents, and keep your truck working properly. In this guide, we’ll break down all the different safety elements you need to be aware of as a truck driver.

Driving Safety Tips

It’s essential that truck drivers are always doing what they can to stay safe on the roads. As a truck driver, here are some of the most important truck driving safety tips to keep in mind.

Defensive Driving

Understanding defensive driving is essential for truck driver safety. This is when you maintain a proactive mindset by anticipating hazards and prioritizing safety on the roads.

Regularly assess your surroundings and other vehicles, predict and prevent potential risks, and adapt to changing conditions. Keep a safety cushion, use communication tools, and stay calm under pressure.

Maintain Proper Following Distance

Keep a safe following distance to allow for enough reaction time. Many truck drivers agree to maintain a minimum of one truck length for every 10 mph you’re traveling.

Use Mirrors Effectively

It’s essential for truck and bus drivers to check their mirrors regularly and to be aware of their surroundings. Adjust them properly before starting your journey and consistently monitor blind spots.

Anticipate Potential Hazards

Stay alert and anticipate potential hazards on the road. Look ahead for brake lights, traffic signs, and changes in traffic flow to respond proactively to any challenges. Of course, always wear your seat belt.

Practice Speed Management

Always stick to speed limits and adjust your speed based on road and weather. Avoid aggressive driving and maintain a speed that allows for safe stopping distances.

Avoid Distractions

Eliminate distractions inside the cab, such as mobile phones, and focus on the road. Distracted driving significantly increases the risk of accidents in the trucking industry.

Be Mindful of Blind Spots

Truck drivers deal with larger blind spots than smaller vehicles. Be aware of these blind spots and make necessary adjustments, such as signaling well in advance before changing lanes.

Participate in Ongoing Training

Stay up to date with industry best practices and regulations through continuous training. Ongoing education can enhance your defensive driving techniques and keep you informed about the latest safety technologies and truck driving tips.

Safety At Truck Stops

Truck drivers also need to stay safe when their commercial motor vehicles are parked at truck stops. Here are a few essential tips to keep in mind about this.

Choose Well-Lit Areas

Park in well-lit sections of the truck stop to enhance visibility and deter potential security threats.

Lock Your Vehicle

Always lock your truck when leaving, even if it’s just for a quick break. This may sound simple, but it’s essential to deter theft and unauthorized access.

Be Mindful of Personal Belongings

Keep valuable items out of sight and secure personal belongings to avoid attracting unwanted attention.

Stay Vigilant During Rest Breaks

When resting, stay aware of your surroundings. Be cautious of unfamiliar individuals and report any suspicious activity to authorities.

Use Designated Parking Areas

Park in designated truck parking areas to ensure you have enough space and avoid obstructing traffic flow.

Follow Truck Stop Rules

Always stick to any posted rules and regulations at truck stops. This includes speed limits, no-smoking zones, and other safety guidelines.

Fuel Up Wisely

Choose well-lit and reputable fuel stations. Be cautious when using your credit card and monitor for any suspicious activity at the fuel pump.

Truck Safety Checks

Beyond safety tips for driving or road conditions, keeping your truck well-maintained is vital for your safety. As a truck driver, here are a few necessary truck safety checks to keep in mind.

Vehicle Maintenance

Prioritize regular, comprehensive maintenance checks for your truck. This includes inspecting your brakes, tires, shocks, fuel filter, lights, fluids, starter, and any other critical components.

A well-maintained vehicle is fundamental for safe and efficient transportation.

Brake System Inspection

Regularly check and test your truck’s brake system, including brake pads, drums, and air pressure. Properly functioning brakes are essential for effective stopping and overall road safety.

Tire Care and Inspection

Inspect your tires for proper inflation, tread depth, and signs of wear. Ensure that all tires, including the spare, meet safety standards. Well-maintained tires enhance traction and reduce the risk of blowouts.

Lighting and Visibility

Regularly inspect all lights, including headlights, taillights, brake lights, and turn signals. Proper lighting is crucial for visibility, especially during low-light conditions. This is a major factor in road safety.

Fluid Levels Check

Monitor and maintain proper levels of essential fluids such as oil, transmission fluid, coolant, and windshield washer fluid. Adequate fluid levels keep your truck running smoothly and prevent mechanical issues.

Steering System Inspection

Ensure your steering system is functioning correctly by checking for any unusual noises, fluid leaks, or difficulty in turning. A responsive steering system is crucial for maintaining control on the road.

Suspension System Check

Inspect your suspension system for signs of wear, including worn-out bushings or uneven tire wear. A well-maintained suspension system is necessary for a smoother ride and better handling.

Safety Tips for Weather

Preparing for the weather is a major part of truck driver safety. Here are a few tips to help you with this.

Monitor Weather Forecasts

Stay informed about upcoming weather conditions along your route. Regularly check weather forecasts for potential challenges and plan accordingly.

Adjust Driving Speed

Reduce speed during adverse weather, such as rain, snow, or fog. Slowing down allows for better control, and increased reaction time, and minimizes the risk of accidents.

Increase Following Distance

Extend your following distance in dangerous weather. Wet or icy roads require more time and space to stop safely.

Avoid Cruise Control

Disable cruise control in slippery conditions. Maintaining direct control over acceleration and deceleration is crucial for safe driving in tricky weather.

Brake with Caution

Apply brakes gently to avoid skidding on wet or icy surfaces. Practice controlled braking to maintain stability.

Stay Informed About Road Conditions

Check for real-time road condition updates, especially in winter. Be aware of closures, detours, or areas prone to ice patches.

Secure Cargo in Windy Conditions

In windy conditions, ensure that cargo is properly secured to prevent shifting, which can affect the stability of the truck.

It’s a good idea to stay in contact with your dispatcher or fellow drivers to share information about weather and road challenges. Collaboration enhances overall safety.

Safety Tips For Women Truckers

Female truck drivers often face many unique safety challenges while on the road. Here are some essential safety tips to keep in mind.

Choose Well-Lit Rest Areas

When stopping for breaks or rest, opt for well-lit, busy areas. This enhances visibility, which can help with security.

Maintain Regular Communication

Stay connected with family, friends, or fellow truckers. Regular check-ins can provide a sense of security and allow for swift responses in case of emergencies.

Secure Restroom and Shower Facilities

Utilize truck stops or rest areas with secure and well-maintained restroom and shower facilities. Be aware of your surroundings and report any concerns.

Know Your Route

Familiarize yourself with the route and plan your stops in advance. This minimizes uncertainty and allows you to make more informed decisions about where to rest or refuel.

Carry Personal Safety Devices

Keep personal safety devices, such as a whistle, pepper spray, or a personal alarm, easily accessible. These tools can provide an added layer of protection in emergencies.

Invest in Self-Defense Training

Consider enrolling in self-defense classes to build confidence and learn techniques that can help you in emergency scenarios.

Establish Boundaries

Clearly communicate and assert personal boundaries with colleagues, fellow truckers, or anyone encountered during the journey. Trust your instincts and prioritize your comfort and well-being.

Secure Cab Access

Ensure that your truck’s cab is properly secured when parked, especially during rest stops. Lock your doors and windows to prevent unauthorized access.

Network with Other Women Truckers

Connect with other women truckers through industry groups or forums. Sharing experiences and advice fosters a supportive community and provides valuable insights into navigating the profession.

Report Security Concerns Promptly

If you encounter any suspicious activity or feel uneasy about a situation, report it straight away to authorities or your company’s security team.

Trust Your Intuition

Always trust your instincts. If something feels off or uncomfortable, take action to prioritize your safety, whether that means changing your route or seeking assistance.

Final Thoughts

Truck drivers can face all kinds of dangers on the roads. However, by being properly prepared for them and proactively focusing on your safety, you should be able to avoid these issues.

Make sure you take care of your vehicle, follow the right driving safety precautions, and understand how to stay safe in your surroundings. This will make your life as a truck driver far easier and more enjoyable.

Looking to purchase a new semi-truck? Then get in touch with us at Mission Financial Services, where we make gaining truck financing easy for everyone.

Useful Accessories For Semi-Truck Drivers

Almost all truckers rely on tools and accessories to make their on-the-road lifestyle comfortable, and efficient. The right semi-truck driver accessories can also help improve a trucker’s safety and the safety of other drivers.

We’ve rounded up a list of essential accessories every trucker needs to make their truck feel like a second home. Whether you’re a short or long-haul truck driver, our top picks will make your trips safer and more enjoyable.

Truck Driver Accessories Every Trucker Needs

Opinions on what truckers’ must-haves are may vary from one truck driver to the next because different truckers have different needs. All the same, some accessories stand out as necessary items to bring along for any trip.

Truck Driving Essentials

Over-the-road (OTR) truck drivers spend approximately 300 days every year on the road. Truck driving essentials keep them at ease behind the wheel so their workdays become more manageable and stress-free.

GPS

Trucker GPS systems have several tools truck drivers require to navigate different terrain. They’ll help you plan your truck routes and avoid hazards like narrow roads, low bridges, and other places challenging for a big rig to pass through.

image: Amazon

Comfortable Seat

Because truck drivers spend many hours seated while driving, a comfortable seat is a must-have to prevent several health issues. The best seats offer proper lumbar support to protect you from chronic back pain, spinal disc degeneration, muscle tension, ligament strains, etc.

A good seat cushion can also make your seat more comfortable. Here’s a quick guide on the best semi-truck seat cushion to help you find a comfortable seat cushion without a hassle.

Cell Phone Holder

A rigid cell phone holder helps put your phone in place so you can stay connected with your loved ones during your long hauls. It also prevents distracted driving – one of the top causes of trucking accidents in the U.S.

Smartphone Charger

A good charger keeps your cell phone on, which is crucial for emergencies. You should have at least two portable cell phone chargers.

Bluetooth Headset

This hands-free device allows you to use your phone safely when you need to. A high-quality headset has clear speakers and a good microphone with background noise cancellation.

Dash Cam

A dash cam can save you from various liability claims if a trucking accident occurs. It also works as a security device, preventing thieves from breaking into your cab.

Emergency and Safety Essentials

Emergency and safety essentials improve safety behind the wheel and help you handle unexpected events. Some of these include:

Anti-sleep Alarms

These gadgets are designed to detect signs of drowsiness or fatigue while driving and alert the driver to take necessary breaks or corrective actions to prevent accidents. They monitor eye movements, head position, or vehicle lane deviation to assess driver alertness and trigger an alarm if they detect fatigue.

Toolbox

A trucker’s toolbox has several hand tools they can use to perform basic repairs when the need arises. These hand tools may include screwdrivers, tie-down stripes, pliers, wrenches, a tire pressure gauge, a pocket knife, you name it.

Emergency Kit

Like a toolbox, an emergency kit has several items to help you deal with changing road conditions and other unforeseen circumstances. A few essential items in an emergency kit are an all-purpose first aid kit, a flashlight, batteries, jumper cables, emergency flares, and bottled water.

Cold weather equipment like tire chains and a snow shovel can also be helpful during harsh winter weather.

Polarized Safety Glasses

A good pair of polarized sunglasses is a safety and health-promoting item. It minimizes eye strain and promotes your visibility on the road. These sunglasses keep your eyes healthy by preventing permanent eye damage due to prolonged exposure to direct sunlight.

image :Amazon

Cab Comfort Essentials

Comfort truck driver accessories make your space feel cozy, like a home away from home.

Roll-up memory foam mattress

A memory foam mattress ensures you get enough high-quality sleep. Enough sleep is essential for you to stay alert when driving. Add an electric blanket and memory foam pillow for a complete set of comfortable sleeping accessories.

Organizational Items

Items like seat organizers, storage containers, and hooks help long-haul truckers save space and keep their trucks in good order. As a result, trips become more efficient because everything the truck driver needs during their long haul is within reach.

Cleaning Supplies

Several cleaning supplies, like an all-purpose cleaner, handheld vacuum, paper towels, and disinfectant wipes, keep your cab fresh and comfortable.

Cooking and Food Essentials

Long-haul truck drivers are at a higher risk of getting lifestyle diseases such as obesity, hypertension, diabetes, and heart diseases because of their unhealthy eating habits. Most prefer purchasing quick meals and snacks on the go to save time and log in more hours.

Cooking and food essentials help truckers maintain a healthy lifestyle by preparing and enjoying nutritious hot meals at their convenience instead of buying truck-stop fast food.

image Amazon

Slow Cooker

A slow cooker lets your food cook all day on the low. You’ll always have a hot dinner waiting at the end of a long day behind the wheel. Most truckers love this appliance because they don’t have to lose driving time to prepare meals.

Hot Plate

Another helpful cooking appliance for truck drivers is a hot plate. It doesn’t occupy too much space and often works well for preparing quick breakfast meals.

Mini-Fridge Or Coolers

A portable fridge or cooler keeps food items and snacks fresh throughout your trips. It helps you save money and time because you can purchase food ingredients in bulk and store them well. This prevents unnecessary stops, which eats into your working hours.

Final Thoughts

There are loads of products on the market today designed for truckers. Consider your needs, the size of your rig, and a product’s quality to find the best accessories for your cab. The goal is to get items that simplify your life on the road while promoting your health and safety.

Mission Financial Services is committed to helping you enjoy your trucking lifestyle and succeed in your business. That’s why we offer a range of vehicle financing options, including semi-truck repair loans, to help you keep your truck in tip-top shape and get the most out of it. Contact us to learn more about this.

Average Cost Of A Commercial Truck Accident

If you’re a truck driver or own a truck driving company, then one of the biggest risks you face is truck accidents. Trucking accidents can be incredibly expensive to deal with, and they can involve many related costs.

So, how much should you expect to pay after a truck accident?

To understand this, you’ll need to understand all the different costs associated with truck accidents. Knowing this is also important for helping you choose the right auto insurance policy to cover these costs in the event of an accident. We’ll break this all down in the guide below.

How Much Does a Truck Accident Cost?

Determining the overall cost of a truck accident can be difficult, as there are so many costs involved.

However, as an average figure, a commercial truck accident that includes an injured person could have an average cost of $148,279. If the truck accident involves a fatality, then this cost can increase significantly to over $7 million.

Clearly, commercial truck accidents can be seriously expensive, which is why it’s crucial to be properly prepared for these potential costs. Having the right commercial truck insurance policy in place is a critical part of dealing with these accidents.

Even if you know how to avoid commercial truck accidents, there’s still the possibility of being involved in an accident that is not your fault.

The REAL Cost of an Accident

A commercial truck accident can be incredibly expensive to deal with, mainly because accidents have so many costs involved with them.

Here are some of the major costs that a trucking company can expect after a semi-truck accident.

Direct Costs of an Accident

Direct costs can be broken down into two categories: third-party loss and first-party loss.

Vehicle Damage

Third-party loss: Costs associated with repairing or replacing vehicles belonging to parties not at fault in the accident. The at-fault party’s liability insurance typically covers this.
First-party loss: Costs for repairing or replacing the insured vehicle. Collision insurance covers this.

Cargo Damage

Damages to the cargo being transported, including the loss or destruction of goods. The liability insurance of the party responsible for the accident covers this.

Injury and Medical

Third-party loss: Medical bills, rehabilitation costs, and compensation for pain and suffering of anyone not at fault in the accident. This is covered by the liability insurance of the at-fault party.
First-party loss: Immediate and ongoing medical bills for the driver and passengers of the insured vehicle. Covered by personal injury protection (PIP) or medical payments coverage.

Towing Costs

Costs associated with towing the insured vehicle from the accident site to a repair facility. Optional towing and labor coverage typically cover this in an auto insurance policy, but it could also be an out-of-pocket expense.

Vehicle Storage

Any costs related to storing the damaged vehicle, especially if it needs to be held for an extended period during the claims process. Coverage for this might be included in the auto insurance policy or it could be an additional option.

Indirect Costs of an Accident

Truck accident cases also involve a long list of potential indirect costs.

While some indirect costs of a truck accident case are easy to identify and calculate, others can be more difficult to figure out. Here are a few common indirect costs that might be involved in a truck accident settlement.

Fines and Penalties

There could be fines or penalties after an accident, which add extra costs to dealing with the accident.

Loss of Revenue

Accidents can disrupt business operations, leading to revenue loss from downtime, delivery delays, and contract fulfillment challenges.

Accident Investigation

Conducting thorough investigations to determine accident causes can be expensive. This could be done by internal resources or external experts.

Company Image

Accidents can tarnish a company’s image, potentially resulting in the loss of customer trust, business partnerships, and market standing. This could result in a loss of future revenue.

Insurance Premium Costs

Accidents often lead to increased insurance premiums, as trucking companies hold a higher perceived risk for insurers.

Lost Time at Work

Employees involved in or affected by accidents may lose productive work hours on paperwork, investigations, and recovery.

Cost to Rehire or Retrain

You might need to replace or retrain employees impacted by an accident. This process can be time-consuming and expensive for a trucking company.

Serious Truck Accident Injuries Can Leave Permanent Damage

Beyond the direct costs involved in a commercial truck crash, more serious truck accidents can result in permanent, serious injuries with lasting consequences. This can have an enormous long-term impact financially.

The impact of such incidents often extends beyond immediate medical concerns, affecting individuals’ long-term well-being and quality of life. These types of accidents with severe injuries generally involve major truck accident settlements and cases.

Settlements in these cases extend beyond covering the immediate damage of the trucking accident and are designed to cover the long-term costs that the trucking accident might have caused.

Having an experienced and trustworthy truck accident attorney on your side is essential if you ever experience an accident that leaves permanent damage. This will help you get an appropriate settlement to cover the entire impact of the accident.

Make sure you understand what truck accident attorneys operate in your area when setting up your business.

Final Thoughts

It’s important to note that the specific coverages and limits involved in covering these costs will vary based on insurance policies and the insurance company involved.

In some cases, the responsible party might be required to cover these costs out-of-pocket if they don’t have proper insurance coverage for the accident.

Of course, a major cost involved in dealing with a semi-truck accident is purchasing a new vehicle to replace the one damaged in the accident.

If you need to do this, then you’ll need to get the right commercial vehicle financing to help you purchase the new vehicle. Get in touch with us at Mission Financial Services to see just how easy truck financing can be.

How Long Can Semi Truck Drivers Drive

The Federal Motor Carrier Safety Administration (FMCSA) limits how long semi-truck drivers can drive in the U.S. to minimize the number of trucking accidents caused by exhausted truckers.

Understanding these limits is crucial if you’re looking to start your career as a truck driver. Violating these laws comes with penalties that might end your career before it kicks off.

Here’s everything you need to know about the FMCSA’s hours of service regulations to help you get started on the right foot.

What Are the Hours of Service Rules?

Hours of service regulations are guidelines FMCSA puts in place to ensure commercial truck drivers are not overworked. They outline how long a semi-truck driver can:

Drive at a time without stopping to take a break
Be on duty – this includes participating in non-driving work
Be off duty before starting their next shift
Work within a given period

Since truck drivers don’t follow conventional office work hours, the hours of service rules are based on the total number of hours worked instead of specific daytime hours.

8-Hour Rule

Truck drivers can drive for eight consecutive hours before taking a mandatory 30-minute break to rest and recharge. It’s critical to note that any non-driving period or interruption of at least 30 minutes straight satisfies this rule. A break includes having lunch, resting in the sleeper berth, or on duty but not behind the wheel.

11-Hour Rule

As a truck driver, you can only drive for 11 hours maximum within a 14-hour window. Once you reach 11 driving hours, you must spend a minimum of 10 consecutive hours off duty before you start another 11-hour shift.

Remember, you cannot drive for these 11 hours consecutively due to the 8-hour rule. You’d have to take a 30-minute break after traveling for 8 hours without a 30-minute-long interruption.

14-Hour Rule

The 14-hour rule specifies that truck drivers can only work a maximum of 14 hours per day or duty period. After 14 hours, the driver has to rest for ten consecutive hours, even if they haven’t exhausted their 11 hours of maximum driving time.

That means, if you want to maximize the 11 hours of driving time per shift, you’ll have to do it within 14 hours from the moment you start work. Starting your shift at 6 a.m. means you have until 8.00 p.m. (14 hours later) to end it.

Within this 14-hour window, you can only drive for 11 hours (following the 11-hour rule above). The remaining 3 hours are for performing other non-driving tasks like having meals, unloading the truck, fueling, handling repairs, etc.

60/70-Hour Limit

The 60/70-hour limit governs truck drivers’ weekly driving hours, calculated over a rolling schedule. Drivers can work up to 60 hours in seven consecutive days or 70 hours in eight days. Resetting requires 34 consecutive hours off duty.

It’s worth mentioning that all these regulations apply specifically to property-carrying truckers.

Passenger-carrying drivers, for instance, have a 10-hour driving limit and a 15-hour limit on their work day. Their resting period after every shift is less – 8 consecutive hours instead of 10.

Exceptions to Hours of Service Regulations

It is important to note that there are some exceptions to the hours of service regulations.
Sleeper Berth Provision
This provision lets you split the ten consecutive hours of rest you need after every 14-hour on-duty period into two periods, as long as:

One off-duty period lasts at least 2 hours
The other involves spending a minimum of 7 consecutive hours in your sleeper berth

All sleeper berth pairings should add up to the required 10-hour off-duty period for property-carrying truckers and 8 hours for passenger-carrying drivers.

Adverse Driving Conditions

FMCSA allows you to extend your daily driving time by 2 hours if you experience adverse driving conditions. But, you must still follow the 14-hour and 30-minute break HOS regulations.

These include any challenging road conditions you were unaware of before you started your journey. They may have led to slower driving, causing unexpected delays. Some examples of such conditions are bad weather, road construction, and heavy traffic due to an accident.

Short-Haul Exception

Under this exception, qualifying drivers can extend the 14-hour workday limit by 2 hours to 16 hours.

You are eligible for this exception if you only drive within a short 150-air mile radius from your typical workplace and often return to this place after every shift. Most times, such drivers are exempt from keeping their daily logs.

What Are Daily Driver’s Logs?

Drivers’ logs are records about how semi-truck drivers spend their hours on the road. Truckers manually fill in how they spend their non-driving time, whereas electronic logs automatically capture their driving time. Doing this ensures all drivers comply with the required hours of service regulations.

A typical daily truck driver’s log contains four categories of info:

Driving information—time spent operating the truck behind the wheel
On duty (not driving)—time spent conducting non-driving duties, like loading and unloading the truck, carrying out inspections, etc.
Sleeper berth—hours spent resting inside the sleeper berth
Off duty—time spent away from all kinds of trucking work

Who Must Comply With These Regulations?

All drivers who drive commercial motor vehicles across state lines must comply with the HOS regulations set by FMCSA. A commercial motor vehicle refers to any truck or trailer that:

Weighs 10,001 pounds and above
Has a gross combined weight rating (GCWR) and gross vehicle weight rating (GVWR) of 10,001 pounds or more
Transports hazardous material in large quantities, requiring placards

Penalties for Breaking HOS Rules

A few penalties that kick in if you break the HOS rules include:

Being placed out-of-service until you get enough off-duty time to stay in compliance
FMCSA imposes a fine of $1,000 to $11,000, depending on how severe the violation was
State and local law enforcement agencies can also charge additional hefty fines
The safety ratings of trucking companies decrease after repeated violations
You, the trucking company you work for, or both may face criminal charges

Final Thoughts

Following the hours of service rules is critical for your safety and the safety of other road users. It also ensures you have a successful truck driving career on the right side of the law.

We’ve provided a general overview of legal driving hours for truckers, but state regulations may vary slightly. Always verify the specific requirements in your state to ensure compliance.

If you’re looking to launch your trucking career, check out our resources on the different jobs commercial truck drivers do and what to expect from the position to prepare yourself adequately.

We also offer various commercial vehicle loans and can help you purchase your first truck with ease if you want to start as an independent trucker. Reach out to us to learn more about this.