Owner Operator Financing & Lending

We understand that sometimes times are tough and we’re here to get you back on the road to financial independence. Whether you’re a first time buyer, have limited driving experience or bad credit, we can help.

Mission offers direct lending for owner operator purchases, lease purchase buy-outs, repair loans and title loans for operating capital. And even better, we will perform a complete review of applications and get you an answer within four hours.

Our approvals are structured as simple interest contracts with limited terms that let you build equity in your loan quickly to avoid additional finance charges. Mission considers all applicants living in all states except Hawaii and Alaska. And we offer affordable loans and report to all major credit bureaus so you can start turning your credit around.

Owner Operator Loan Types:

  • First time owner/operator financing
  • Drivers with limited experience
  • Owner Operator with bad credit, bankruptcies, child support or tax liens
  • Small fleets

Mission will consider loans for:

  • Purchased Vehicles (Dealerships and Private Party)
  • Truck Repairs
  • Operating Capital
  • Loan Refinance
  • Licensing and Permits
  • Tire Replacements
  • Lease Purchase Buy-Outs

Types of Loans

Dealerships and Private Parties

Contracts provided by Mission are typically simple interest loans that allow you to make payments early or in excess of your monthly payment amount to pay down your principal balance faster. This results in paying less in finance charges over the life of the loan.

There is also no prepayment penalty on any contract or loan offered. Mission will only charge interest up to the day that the principal balance is paid in full.

Title Loans, Operating Capital and Repair Financing

Mission offers loans and lines of credit for repairs and operating capital, which can be facilitated at any of our offices across the country.

Since most of these loans are for established owner/operators, they typically require little to no down payment and can be executed in a timely manner to get you back on the road as quickly as possible.

Lease Purchase Buy-Outs and Loan Re-financing

Payments for our loans typically do not exceed $1,300 a month with shorter terms up to 36 months to make sure you can build equity in your vehicle. We also report to all major credit bureaus to help you rebuild your personal and commercial credit.

As a common sense lender, Mission is not credit score driven for loan decisions. All credit decisions are based on overall credit, down payment and collateral being financed.

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